Santa Cruz Homes For Sale

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Search 19,687 Santa Cruz homes for sale on the MLS. View recent sales and find homes for sale in Santa Cruz which allow for a 50% commission credit.

Santa Cruz Real Estate Listings

Search homes for sale in Santa Cruz through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Santa Cruz. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a Santa Cruz home, you’ll receive a 50% commission credit when you submit your offer online with OfferDash®.

Homes For Sale in Santa Cruz by Zip Code

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Hottest Real Estate Listings in Santa Cruz


Active
  • Located in Santa Cruz
  • Built in 2007
  • MLS #: ML81953025
  • 3 Bedrooms
  • 3 Baths
  • 2,268 SqFt
More details Listing by Erick Fernandez, Keller Williams Realty Santa Cruz

Active
  • Located in Santa Cruz
  • Built in 1963
  • MLS #: ML81955574
  • 3 Bedrooms
  • 2 Baths
  • 1,334 SqFt
More details Listing by Erick Fernandez, Keller Williams Realty Santa Cruz

Pending
  • Located in Santa Cruz
  • Built in 1972
  • MLS #: ML81954641
  • 3 Bedrooms
  • 3 Baths
  • 1,866 SqFt
More details Listing by Jessica L. Wallace, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1984
  • MLS #: ML81924717
  • 4 Bedrooms
  • 3 Baths
  • 3,141 SqFt
More details Listing by Sam Bird-Robinson, Compass

Active
  • Located in Santa Cruz
  • Built in 2012
  • MLS #: ML81958909
  • 3 Bedrooms
  • 3 Baths
  • 2,547 SqFt
More details Listing by Lauren Spencer, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 2002
  • MLS #: ML81958057
  • 3 Bedrooms
  • 3 Baths
  • 3,208 SqFt
More details Listing by Tony Aprile, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81954068
  • 2 Bedrooms
  • 2 Baths
  • 1,008 SqFt
More details Listing by Michele Whitehead - Samples, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81957504
  • 4 Bedrooms
  • 1 Bath
  • 1,704 SqFt
More details Listing by Bri Steel, Live Love Santa Cruz

Active
  • Located in Santa Cruz
  • Built in 1981
  • MLS #: ML81959108
  • 2 Bedrooms
  • 2 Baths
  • 1,080 SqFt
More details Listing by Wilhelm Zilliacus, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1963
  • MLS #: ML81958102
  • 4 Bedrooms
  • 2 Baths
  • 1,566 SqFt
More details Listing by Nicole Karon, Karon Properties

Active
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81954296
  • 3 Bedrooms
  • 3 Baths
  • 2,997 SqFt
More details Listing by eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1955
  • MLS #: ML81948447
  • 2 Bedrooms
  • 1 Bath
  • 1,015 SqFt
More details Listing by Steve Byrd, Sotheby's International Realty

Active
  • Located in Santa Cruz
  • Built in 1973
  • MLS #: ML81949053
  • 4 Bedrooms
  • 3 Baths
  • 2,186 SqFt
More details Listing by Laura Lynn, California Real Estate

Pending
  • Located in Santa Cruz
  • Built in 1977
  • MLS #: ML81951405
  • 3 Bedrooms
  • 2 Baths
  • 1,176 SqFt
More details Listing by Audrey Barquira, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1955
  • MLS #: ML81958868
  • 2 Bedrooms
  • 2 Baths
  • 892 SqFt
More details Listing by Sean Poudrier, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1992
  • MLS #: ML81958430
  • 3 Bedrooms
  • 2 Baths
  • 1,355 SqFt
More details Listing by Celeste Faraola Perie, Schooner Realty

Active
  • Located in Santa Cruz
  • Built in 1924
  • MLS #: ML81958110
  • 2 Bedrooms
  • 2 Baths
  • 1,471 SqFt
More details Listing by Kasey Hinchman, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 2023
  • MLS #: ML81946183
  • 4 Bedrooms
  • 3 Baths
  • 2,615 SqFt
More details Listing by Andy Kay, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1928
  • MLS #: ML81947823
  • 3 Bedrooms
  • 2 Baths
  • 1,727 SqFt
More details Listing by Andy Kay, eXp Realty of California Inc

Pending
  • Located in Santa Cruz
  • Built in 1987
  • MLS #: ML81956133
  • 2 Bedrooms
  • 3 Baths
  • 1,244 SqFt
More details Listing by Cara De Simone, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1984
  • MLS #: ML81947270
  • 4 Bedrooms
  • 3 Baths
  • 2,013 SqFt
More details Listing by Judy Brose, CENTURY 21 Real Estate Alliance

Active
  • Located in Santa Cruz
  • Built in 1984
  • MLS #: ML81956227
  • 2 Bedrooms
  • 3 Baths
  • 1,212 SqFt
More details Listing by Britt Haselton, Haselton Properties

Active
  • Located in Santa Cruz
  • Built in 1947
  • MLS #: ML81958911
  • 4 Bedrooms
  • 4 Baths
  • 1,932 SqFt
More details Listing by Julian Sekon, Epique Realty

Active
  • Located in Santa Cruz
  • Built in 1974
  • MLS #: ML81955373
  • 2 Bedrooms
  • 2 Baths
  • 1,000 SqFt
More details Listing by Amy Jeske, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1980
  • MLS #: ML81956306
  • 3 Bedrooms
  • 2 Baths
  • 1,904 SqFt
More details Listing by Aimee Thayer-Garcia, Montalvo Homes & Estates

Active
  • Located in Santa Cruz
  • Built in 1966
  • MLS #: ML81958720
  • 4 Bedrooms
  • 3 Baths
  • 2,112 SqFt
More details Listing by Jim Zenner, Karon Properties

Active
  • Located in Santa Cruz
  • Built in 1945
  • MLS #: ML81954915
  • 2 Bedrooms
  • 1 Bath
  • 1,428 SqFt
More details Listing by Nick Bailey, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1951
  • MLS #: ML81958572
  • 3 Bedrooms
  • 2 Baths
  • 2,995 SqFt
More details Listing by Christie's International Real Estate Sereno

Pending
  • Located in Santa Cruz
  • Built in 1966
  • MLS #: ML81952257
  • 4 Bedrooms
  • 3 Baths
  • 2,048 SqFt
More details Listing by Debbie Foster, Anderson Christie, Inc.

Active
  • Located in Santa Cruz
  • Built in 1978
  • MLS #: ML81958109
  • 2 Bedrooms
  • 2 Baths
  • 1,642 SqFt
More details Listing by Robin Garcia, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 2007
  • MLS #: ML81958188
  • 3 Bedrooms
  • 3 Baths
  • 1,751 SqFt
More details Listing by Brian deDiego, Epique Realty

Active
  • Located in Santa Cruz
  • Built in 1930
  • MLS #: ML81956065
  • 3 Bedrooms
  • 2 Baths
  • 1,265 SqFt
More details Listing by Terri Mayall, Christie's International Real Estate Sereno

Active
  • Located in Santa Cruz
  • Built in 2009
  • MLS #: ML81956084
  • 3 Bedrooms
  • 3 Baths
  • 1,540 SqFt
More details Listing by Kelly Alpert, Ocean Street Realty

Active
  • Located in Santa Cruz
  • Built in 1981
  • MLS #: ML81954092
  • 4 Bedrooms
  • 3 Baths
  • 2,167 SqFt
More details Listing by Dave Dawson, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1972
  • MLS #: ML81956989
  • 4 Bedrooms
  • 4 Baths
  • 2,303 SqFt
More details Listing by Kathleen Hall, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1987
  • MLS #: ML81957232
  • 3 Bedrooms
  • 2 Baths
  • 1,378 SqFt
More details Listing by Ace Woods, Revest Homes, Inc.

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81957080
  • 2 Bedrooms
  • 3 Baths
  • 1,672 SqFt
More details Listing by Lauren Spencer, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1991
  • MLS #: ML81956753
  • 6 Bedrooms
  • 6 Baths
  • 3,165 SqFt
More details Listing by Teresa Marlow, Compass

Active
  • Located in Santa Cruz
  • Built in 1883
  • MLS #: ML81956319
  • 3 Bedrooms
  • 2 Baths
  • 1,374 SqFt
More details Listing by Mike Morgan, Coldwell Banker Realty

Pending
  • Located in Santa Cruz
  • Built in 1933
  • MLS #: ML81957075
  • 2 Bedrooms
  • 1 Bath
  • 480 SqFt
More details Listing by Linda Bailey, Miritz Real Estate, Inc.

Active
  • Located in Santa Cruz
  • Built in 1916
  • MLS #: ML81942698
  • 8 Bedrooms
  • 8 Baths
  • 2,813 SqFt
More details Listing by Sharon Dauskardt, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 2023
  • MLS #: ML81954912
  • 2 Bedrooms
  • 3 Baths
  • 1,650 SqFt
More details Listing by Michael Croghan, Shaffer & Associates

Active
  • Located in Santa Cruz
  • Built in 1945
  • MLS #: ML81957240
  • 3 Bedrooms
  • 4 Baths
  • 2,570 SqFt
More details Listing by Art Sharif, Sotheby's Intl Rlty

Active
  • Located in Santa Cruz
  • Built in 1919
  • MLS #: ML81957823
  • 2 Bedrooms
  • 1 Bath
  • 1,066 SqFt
More details Listing by Peter Cook, Lighthouse Realty

Active
  • Located in Santa Cruz
  • Built in 1900
  • MLS #: ML81957727
  • 2 Bedrooms
  • 1 Bath
  • 934 SqFt
More details Listing by Peter Cook, Lighthouse Realty

Active
  • Located in Santa Cruz
  • Built in 1990
  • MLS #: ML81954648
  • 2 Bedrooms
  • 2 Baths
  • 811 SqFt
More details Listing by Melody Russell, eXp Realty of California Inc

Pending
  • Located in Santa Cruz
  • Built in 2023
  • MLS #: ML81951470
  • 7 Bedrooms
  • 4 Baths
  • 2,838 SqFt
More details Listing by Christie's International Real Estate Sereno

Pending
  • Located in Santa Cruz
  • Built in 1977
  • MLS #: IV24009454
  • 2 Bedrooms
  • 1 Bath
  • 965 SqFt
More details Listing by NEVEN SPRALJA, REALHOME SERVICES & SOLUTIONS

Pending
  • Located in Santa Cruz
  • Built in 1978
  • MLS #: ML81953954
  • 3 Bedrooms
  • 2 Baths
  • 1,765 SqFt
More details Listing by Pete Pearson, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1969
  • MLS #: ML81955457
  • 2 Bedrooms
  • 1 Bath
  • 1,043 SqFt
More details Listing by David Mann, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81954028
  • 3 Bedrooms
  • 2 Baths
  • 1,592 SqFt
More details Listing by Linda Bailey, Miritz Real Estate, Inc.

Active
  • Located in Santa Cruz
  • Built in 1951
  • MLS #: ML81952589
  • 4 Bedrooms
  • 4 Baths
  • 3,386 SqFt
More details Listing by Nick Marini, Marini & Locatelli Property Management

Active
  • Located in Santa Cruz
  • Built in 1952
  • MLS #: ML81952349
  • 3 Bedrooms
  • 2 Baths
  • 2,427 SqFt
More details Listing by Kathleen Hall, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1964
  • MLS #: ML81944723
  • 4 Bedrooms
  • 3 Baths
  • 3,406 SqFt
More details Listing by Kathleen Manning, Sotheby's International Realty

Active
  • Located in Santa Cruz
  • Built in 2013
  • MLS #: ML81957690
  • 3 Bedrooms
  • 3 Baths
  • 2,282 SqFt
More details Listing by Stephanie Perrault, eXp Realty of Northern California, Inc.

Pending
  • Located in Santa Cruz
  • Built in 2011
  • MLS #: ML81955483
  • 5 Bedrooms
  • 4 Baths
  • 3,245 SqFt
More details Listing by William McKown, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 2021
  • MLS #: ML81950930
  • 3 Bedrooms
  • 3 Baths
  • 1,876 SqFt
More details Listing by Sam Bird-Robinson, Compass

Pending
  • Located in Santa Cruz
  • Built in 1952
  • MLS #: ML81954805
  • 3 Bedrooms
  • 2 Baths
  • 1,606 SqFt
More details Listing by Jill Newgren, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1920
  • MLS #: ML81890448
  • 2 Bedrooms
  • 3 Baths
  • 1,621 SqFt
More details Listing by Jakki Harlan, Golden Gate Sotheby's International Realty

Active
  • Located in Santa Cruz
  • Built in 1989
  • MLS #: ML81946144
  • 2 Bedrooms
  • 2 Baths
  • 911 SqFt
More details Listing by Kalani Stone, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1969
  • MLS #: ML81954739
  • 1 Bedrooms
  • 1 Bath
  • 648 SqFt
More details Listing by Mark Cohan, KW Coastal Estates

Active
  • Located in Santa Cruz
  • Built in 1986
  • MLS #: ML81952638
  • 1 Bedrooms
  • 1 Bath
  • 600 SqFt
More details Listing by D. Leilani Williams, Coastal Life Real Estate

Pending
  • Located in Santa Cruz
  • Built in 1908
  • MLS #: 240004542SD
  • 2 Bedrooms
  • 1 Bath
  • 1,000 SqFt
More details Listing by ALEX Koohmarey, Platinum Mortgage and Realty San Diego

Active
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81955255
  • 2 Bedrooms
  • 1 Bath
  • 901 SqFt
More details Listing by Gail LoBello, GL Crown Real Estate Inc

Active
  • Located in Santa Cruz
  • Built in 2024
  • MLS #: ML81955488
  • 1 Bath
  • 2,720 SqFt
More details Listing by Carol Lezin, JR Parrish Inc.

Active
  • Located in Santa Cruz
  • Built in 1927
  • MLS #: ML81955569
  • 3 Bedrooms
  • 2 Baths
  • 1,129 SqFt
More details Listing by Mike Khesin, Intempus Realty

Active
  • Located in Santa Cruz
  • Built in 1900
  • MLS #: ML81955567
  • 2 Bedrooms
  • 1 Bath
  • 778 SqFt
More details Listing by Mike Khesin, Intempus Realty

Active
  • Located in Santa Cruz
  • Built in 1908
  • MLS #: ML81955565
  • 2 Bedrooms
  • 1 Bath
  • 1,148 SqFt
More details Listing by Mike Khesin, Intempus Realty

Active
  • Located in Santa Cruz
  • Built in 1968
  • MLS #: ML81945584
  • 4 Bedrooms
  • 3 Baths
  • 2,657 SqFt
More details Listing by Donna Hooper Danza, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 2023
  • MLS #: ML81954978
  • 2 Bedrooms
  • 3 Baths
  • 1,982 SqFt
More details Listing by Carol Lezin, JR Parrish Inc.

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81948451
  • 1 Bedrooms
  • 1 Bath
  • 600 SqFt
More details Listing by D. Leilani Williams, Coastal Life Real Estate

Active
  • Located in Santa Cruz
  • Built in 1995
  • MLS #: ML81936047
  • 4 Bedrooms
  • 2 Baths
  • 950 SqFt
More details Listing by Lori Hobbs, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 2021
  • MLS #: ML81925580
  • 1 Bedrooms
  • 1 Bath
  • 220 SqFt
More details Listing by Williams Realty Santa Cruz

Active
  • Located in Santa Cruz
  • Built in 1972
  • MLS #: ML81924186
  • 6 Bedrooms
  • 3 Baths
  • 2,706 SqFt
More details Listing by Jafar Zahraie, Affinity Enterprises, Inc

Pending
  • Located in Santa Cruz
  • Built in 1908
  • MLS #: ML81912524
  • 4 Bedrooms
  • 3 Baths
  • 3,613 SqFt
More details Listing by Dave Dawson, Bailey Properties

Pending
  • Located in Santa Cruz
  • Built in 1940
  • MLS #: ML81910471
  • 4 Bedrooms
  • 2 Baths
  • 2,700 SqFt
More details Listing by Debra Wallace, Karon Properties

Pending
  • Located in Santa Cruz
  • Built in 1976
  • MLS #: ML81897886
  • 4 Bedrooms
  • 4 Baths
  • 1,696 SqFt
More details Listing by Troy Hinds, David Lyng Real Estate

Pending
  • Located in Santa Cruz
  • Built in 2022
  • MLS #: ML81897872
  • 4 Bedrooms
  • 4 Baths
  • 1,821 SqFt
More details Listing by Troy Hinds, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1977
  • MLS #: ML81891992
  • 3 Bedrooms
  • 3 Baths
  • 2,035 SqFt
More details Listing by Andy Kay, eXp Realty of California Inc.

Pending
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81870629
  • 2 Bedrooms
  • 1 Full bath
  • 936 SqFt
More details Listing by Daniel Alvarez, David Lyng Real Estate

Pending
  • Located in Santa Cruz
  • Built in 1951
  • MLS #: ML81870627
  • 2 Bedrooms
  • 1 Full bath
  • 936 SqFt
More details Listing by Daniel Alvarez, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1998
  • MLS #: ML81877924
  • 3 Bedrooms
  • 3 Baths
  • 2,317 SqFt
More details Listing by Caroll Basile, Bailey Properties

This information is believed to be accurate, but without any warranty.

Open Houses in Santa Cruz

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of Santa Cruz open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in Santa Cruz, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in Santa Cruz

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Santa Cruz home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Santa Cruz Home Values

Determining your Santa Cruz home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

Santa Cruz Foreclosures

If you’re looking to purchase a Santa Cruz home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Santa Cruz foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Santa Cruz MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Santa Cruz Short Sales

If a homeowner is having difficulty paying their mortgage and their Santa Cruz home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Santa Cruz home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Santa Cruz home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

Nearby Homes for Sale in Santa Cruz County

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