Placer County Foreclosures

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Search Placer County Foreclosures for sale on the MLS. View recent sales and find homes for sale in Placer County which allow for a 50% commission credit.

Placer County Foreclosures

If you’re looking to purchase a Placer County home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Placer County foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Placer County MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Foreclosures in Placer County by City

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Hottest Foreclosures Listings in Placer County


Active
  • Located in Foresthill
  • Built in 2006
  • MLS #: PI24094752
  • 4 Bedrooms
  • 4 Baths
  • 4,645 SqFt
More details Listing by Danielle Nunes, Big Block Realty

Active
  • Located in Loomis
  • Built in 2003
  • MLS #: OC24130045
  • 4 Bedrooms
  • 3 Baths
  • 2,865 SqFt
More details Listing by George Abrahamsen, Berkshire Hathaway HomeService

Pending
  • Located in Roseville
  • Built in 1906
  • MLS #: ML81981618
  • 3 Bedrooms
  • 3 Baths
  • 1,900 SqFt
More details Listing by Donald L. Jessup, Bayview Residential Brokerage

Active
  • Located in Colfax
  • Built in 1982
  • MLS #: V1-25144
  • 3 Bedrooms
  • 2 Baths
  • 1,765 SqFt
More details Listing by Lauren Williams, eXp Realty of California

Active
  • Located in Rocklin
  • Built in 1998
  • MLS #: SN24236198
  • 3 Bedrooms
  • 2 Baths
  • 1,193 SqFt
More details Listing by Olivia Larrabee, Century 21 Select Real Estate, Inc.

Active
  • Located in Roseville
  • Built in 2019
  • MLS #: ML81972285
  • 5 Bedrooms
  • 4 Baths
  • 4,357 SqFt
More details Listing by Manuel Villalpando, Realty World Golden Hills

Active
  • Located in Lincoln
  • Built in 2021
  • MLS #: SN24150976
  • 1 Bedrooms
  • 1 Bath
  • 500 SqFt
More details Listing by Terry Cheney, Chico Ginter and Brown

Active
  • Located in Granite Bay
  • Built in 1990
  • MLS #: ML81987177
  • 5 Bedrooms
  • 3 Baths
  • 3,277 SqFt
More details Listing by Intero Real Estate Services

Active
  • Located in Roseville
  • Built in 1999
  • MLS #: ML81985839
  • 4 Bedrooms
  • 3 Baths
  • 1,839 SqFt
More details Listing by Howard Vo, L V Real Estate Services Inc

Active
  • Located in Rocklin
  • Built in 2002
  • MLS #: ML81981914
  • 5 Bedrooms
  • 3 Baths
  • 3,488 SqFt
More details Listing by eXp Realty of California Inc

Active
  • Located in Lincoln
  • Built in 2001
  • MLS #: FR24228082
  • 2 Bedrooms
  • 2 Baths
  • 1,595 SqFt
More details Listing by Lindsay Cappelletti, Real Broker

Active
  • Located in Rocklin
  • Built in 2019
  • MLS #: ML81982876
  • 4 Bedrooms
  • 5 Baths
  • 3,681 SqFt
More details Listing by Juan Coss, Azealty

Active
  • Located in Granite Bay
  • Built in 1995
  • MLS #: PW24192860
  • 5 Bedrooms
  • 3 Baths
  • 3,957 SqFt
More details Listing by Kaitlyn Dares, Home Saver Realty

Active
  • Located in Roseville
  • Built in 2008
  • MLS #: 240023263SD
  • 4 Bedrooms
  • 3 Baths
  • 3,000 SqFt
More details Listing by Paul Kaplan, Coldwell Banker West

Active
  • Located in Rocklin
  • Built in 2020
  • MLS #: OC24180344
  • 5 Bedrooms
  • 3 Baths
  • 3,126 SqFt
More details Listing by Amy Kenyon, Fathom Realty Group Inc.

Active
  • Located in Olympic Village
  • Built in 1990
  • MLS #: OC24016157
  • 2 Bedrooms
  • 2 Baths
  • 1,106 SqFt
More details Listing by Desiree Patno, Desiree Patno Enterprises, Inc

Active
  • Located in Tahoe Vista
  • Built in 1973
  • MLS #: MP24100429
  • 1 Bedrooms
  • 2 Baths
  • 710 SqFt
More details Listing by Tchukon Shanks, London Properties

This information is believed to be accurate, but without any warranty.

Placer County Real Estate Listings

Search homes for sale in Placer County through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Placer County. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a Placer County home, you’ll recieve a 50% commission credit when you submit your offer online with OfferDash®.

Open Houses in Placer County

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of Placer County open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in Placer County, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in Placer County

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Placer County home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Placer County Home Values

Determining your Placer County home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

Placer County Short Sales

If a homeowner is having difficulty paying their mortgage and their Placer County home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Placer County home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Placer County home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

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