95060 Foreclosures

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Search Santa Cruz 95060 Foreclosures for sale on the MLS. View recent sales and find homes for sale in Santa Cruz which allow for a 50% commission credit.

Santa Cruz 95060 Foreclosures

If you’re looking to purchase a Santa Cruz home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Santa Cruz foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Santa Cruz MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Hottest Foreclosures Listings in Santa Cruz 95060


Active
  • Located in Santa Cruz
  • Built in 2021
  • MLS #: ML81990094
  • 1 Bedrooms
  • 3 Baths
  • 1,310 SqFt
More details Listing by Michael Croghan, Shaffer & Associates

Active
  • Located in Santa Cruz
  • Built in 1978
  • MLS #: ML81991121
  • 2 Bedrooms
  • 1 Bath
  • 1,436 SqFt
More details Listing by Erik Barbic, Sherman & Boone Realtors

Active
  • Located in Santa Cruz
  • Built in 1944
  • MLS #: ML81977569
  • 1 Bedrooms
  • 2 Baths
  • 800 SqFt
More details Listing by Paul Wilson, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1986
  • MLS #: ML81990681
  • 1 Bedrooms
  • 1 Bath
  • 600 SqFt
More details Listing by Linda Bailey, Miritz & Bailey Real Estate, Inc

Active
  • Located in Santa Cruz
  • Built in 1979
  • MLS #: ML81987340
  • 4 Bedrooms
  • 2 Baths
  • 2,219 SqFt
More details Listing by Mario Desantis, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1948
  • MLS #: ML81990133
  • 4 Bedrooms
  • 3 Baths
  • 1,855 SqFt
More details Listing by Brad Gill, NextHome Lifestyles

Active
  • Located in Santa Cruz
  • Built in 1973
  • MLS #: ML81986323
  • 2 Bedrooms
  • 1 Bath
  • 678 SqFt
More details Listing by Marite Dufour, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1993
  • MLS #: ML81990810
  • 2 Bedrooms
  • 1 Bath
  • 797 SqFt
More details Listing by Christine Schneider, Schneider Estates, Inc.

Active
  • Located in Santa Cruz
  • Built in 1923
  • MLS #: ML81989502
  • 2 Bedrooms
  • 1 Bath
  • 672 SqFt
More details Listing by Christie's International Real Estate Sereno

Active
  • Located in Santa Cruz
  • Built in 2005
  • MLS #: ML81990072
  • 3 Bedrooms
  • 3 Baths
  • 1,408 SqFt
More details Listing by David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 2003
  • MLS #: ML81989662
  • 2 Bedrooms
  • 3 Baths
  • 1,220 SqFt
More details Listing by Erica Pittman, Coastal Dream Realty

Active
  • Located in Santa Cruz
  • Built in 1928
  • MLS #: ML81989391
  • 2 Bedrooms
  • 2 Baths
  • 1,664 SqFt
More details Listing by Jessica Wallace, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1964
  • MLS #: ML81980348
  • 4 Bedrooms
  • 3 Baths
  • 3,406 SqFt
More details Listing by Kathleen Manning, Sotheby's International Realty

Active
  • Located in Santa Cruz
  • Built in 2008
  • MLS #: ML81989614
  • 3 Bedrooms
  • 2 Baths
  • 1,448 SqFt
More details Listing by Teresa Marlow, Compass

Active
  • Located in Santa Cruz
  • Built in 1974
  • MLS #: ML81986758
  • 2 Bedrooms
  • 2 Baths
  • 1,286 SqFt
More details Listing by Matt Zampella, Christie's International Real Estate Sereno

Active
  • Located in Santa Cruz
  • Built in 1969
  • MLS #: ML81974131
  • 4 Bedrooms
  • 3 Baths
  • 2,105 SqFt
More details Listing by Sam Bird-Robinson, Compass

Active
  • Located in Santa Cruz
  • Built in 2014
  • MLS #: ML81989387
  • 2 Bedrooms
  • 2 Baths
  • 1,443 SqFt
More details Listing by Roger Berke, Compass

Active
  • Located in Santa Cruz
  • Built in 1922
  • MLS #: ML81984834
  • 4 Bedrooms
  • 2 Baths
  • 1,706 SqFt
More details Listing by Cynthia Lester, Century 21 Showcase Realtors

Pending
  • Located in Santa Cruz
  • Built in 1978
  • MLS #: ML81989599
  • 2 Bedrooms
  • 2 Baths
  • 1,288 SqFt
More details Listing by Keller Williams Realty Santa Cruz

Active
  • Located in Santa Cruz
  • Built in 1978
  • MLS #: ML81989783
  • 5 Bedrooms
  • 3 Baths
  • 2,720 SqFt
More details Listing by Sean Dinsmore, Intero Real Estate Services

Active
  • Located in Santa Cruz
  • Built in 1955
  • MLS #: ML81977392
  • 3 Bedrooms
  • 3 Baths
  • 1,763 SqFt
More details Listing by Sam Bird-Robinson, Compass

Active
  • Located in Santa Cruz
  • Built in 1910
  • MLS #: ML81990120
  • 2 Bedrooms
  • 1 Bath
  • 772 SqFt
More details Listing by Pat Simmons, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 2005
  • MLS #: ML81976635
  • 5 Bedrooms
  • 3 Baths
  • 3,444 SqFt
More details Listing by Moe Baniani, Compass

Active
  • Located in Santa Cruz
  • Built in 2007
  • MLS #: ML81982752
  • 2 Bedrooms
  • 3 Baths
  • 1,762 SqFt
More details Listing by Tammi Blake, Lighthouse Realty

Pending
  • Located in Santa Cruz
  • Built in 1955
  • MLS #: ML81988342
  • 3 Bedrooms
  • 1 Bath
  • 1,176 SqFt
More details Listing by Derek Fenster, David Lyng Real Estate

Pending
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81986198
  • 2 Bedrooms
  • 1 Bath
  • 837 SqFt
More details Listing by Ernesto Martinez, CENTURY 21 Real Estate Alliance

Active
  • Located in Santa Cruz
  • Built in 1908
  • MLS #: ML81977425
  • 2 Bedrooms
  • 1 Bath
  • 1,148 SqFt
More details Listing by Mike Khesin, Intempus Realty

Pending
  • Located in Santa Cruz
  • Built in 1972
  • MLS #: ML81933633
  • 2 Bedrooms
  • 2 Baths
  • 1,155 SqFt
More details Listing by Kathy Runyon, Compass

Active
  • Located in Santa Cruz
  • Built in 1973
  • MLS #: ML81981014
  • 5 Bedrooms
  • 3 Baths
  • 4,235 SqFt
More details Listing by Gina Carling, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81968039
  • 2 Bedrooms
  • 1 Bath
  • 879 SqFt
More details Listing by B.B. Wong, CENTURY 21 Real Estate Alliance

Active
  • Located in Santa Cruz
  • Built in 1977
  • MLS #: ML81987948
  • 3 Bedrooms
  • 4 Baths
  • 2,386 SqFt
More details Listing by Room Real Estate

Active
  • Located in Santa Cruz
  • Built in 1973
  • MLS #: ML81986021
  • 4 Bedrooms
  • 3 Baths
  • 2,886 SqFt
More details Listing by Laura Lynn, California Real Estate

Active
  • Located in Santa Cruz
  • Built in 1927
  • MLS #: ML81977427
  • 3 Bedrooms
  • 2 Baths
  • 1,129 SqFt
More details Listing by Mike Khesin, Intempus Realty

Active
  • Located in Santa Cruz
  • Built in 2020
  • MLS #: ML81976317
  • 4 Bedrooms
  • 6 Baths
  • 6,683 SqFt
More details Listing by Melody Russell, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 2021
  • MLS #: ML81925580
  • 1 Bedrooms
  • 1 Bath
  • 220 SqFt
More details Listing by Williams Realty Santa Cruz

Pending
  • Located in Santa Cruz
  • Built in 1908
  • MLS #: ML81912524
  • 4 Bedrooms
  • 3 Baths
  • 3,613 SqFt
More details Listing by Dave Dawson, Bailey Properties

Pending
  • Located in Santa Cruz
  • Built in 1940
  • MLS #: ML81910471
  • 4 Bedrooms
  • 2 Baths
  • 2,700 SqFt
More details Listing by Debra Wallace, Karon Properties

Active
  • Located in Santa Cruz
  • Built in 1977
  • MLS #: ML81891992
  • 3 Bedrooms
  • 3 Baths
  • 2,035 SqFt
More details Listing by Andy Kay, eXp Realty of California Inc.

Pending
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81870629
  • 2 Bedrooms
  • 1 Full bath
  • 936 SqFt
More details Listing by Daniel Alvarez, David Lyng Real Estate

Pending
  • Located in Santa Cruz
  • Built in 1951
  • MLS #: ML81870627
  • 2 Bedrooms
  • 1 Full bath
  • 936 SqFt
More details Listing by Daniel Alvarez, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1998
  • MLS #: ML81877924
  • 3 Bedrooms
  • 3 Baths
  • 2,317 SqFt
More details Listing by Caroll Basile, Bailey Properties

This information is believed to be accurate, but without any warranty.

Santa Cruz Real Estate Listings

Search homes for sale in Santa Cruz through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Santa Cruz. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a Santa Cruz home, you’ll recieve a 50% commission credit when you submit your offer online with OfferDash®.

Open Houses in Santa Cruz

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of Santa Cruz open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in Santa Cruz, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in Santa Cruz 95060

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Santa Cruz home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Santa Cruz Home Values

Determining your Santa Cruz home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

Santa Cruz Short Sales

If a homeowner is having difficulty paying their mortgage and their Santa Cruz home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Santa Cruz home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Santa Cruz home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

Nearby Foreclosure Listings in Santa Cruz California

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