95062 Foreclosures

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Search Santa Cruz 95062 Foreclosures for sale on the MLS. View recent sales and find homes for sale in Santa Cruz which allow for a 50% commission credit.

Santa Cruz 95062 Foreclosures

If you’re looking to purchase a Santa Cruz home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Santa Cruz foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Santa Cruz MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Hottest Foreclosures Listings in Santa Cruz 95062


Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81984871
  • 2 Bedrooms
  • 3 Baths
  • 1,320 SqFt
More details Listing by Christina Morales, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1924
  • MLS #: ML81990572
  • 4 Bedrooms
  • 3 Baths
  • 1,996 SqFt
More details Listing by Michelle Runzler, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1953
  • MLS #: ML81983023
  • 3 Bedrooms
  • 3 Baths
  • 1,969 SqFt
More details Listing by Nick Bailey, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1931
  • MLS #: ML81991153
  • 3 Bedrooms
  • 2 Baths
  • 1,200 SqFt
More details Listing by Julia Dawn Topping, Intero Real Estate Services

Pending
  • Located in Santa Cruz
  • Built in 2012
  • MLS #: ML81989404
  • 3 Bedrooms
  • 4 Baths
  • 2,570 SqFt
More details Listing by Art Sharif, Sotheby's Intl Rlty

Active
  • Located in Santa Cruz
  • Built in 1944
  • MLS #: ML81968136
  • 4 Bedrooms
  • 3 Baths
  • 1,495 SqFt
More details Listing by Keller Williams Realty Santa Cruz

Active
  • Located in Santa Cruz
  • Built in 1980
  • MLS #: ML81989222
  • 3 Bedrooms
  • 2 Baths
  • 1,980 SqFt
More details Listing by Margaret Julien, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1974
  • MLS #: ML81982193
  • 2 Bedrooms
  • 2 Baths
  • 1,226 SqFt
More details Listing by Nick Bailey, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 1981
  • MLS #: ML81990854
  • 2 Bedrooms
  • 2 Baths
  • 1,100 SqFt
More details Listing by Christie's International Real Estate Sereno

Active
  • Located in Santa Cruz
  • Built in 1959
  • MLS #: ML81990557
  • 3 Bedrooms
  • 2 Baths
  • 1,355 SqFt
More details Listing by JV Valencia Silva, Intero Real Estate Services

Active
  • Located in Santa Cruz
  • Built in 1973
  • MLS #: ML81990033
  • 2 Bedrooms
  • 1 Bath
  • 799 SqFt
More details Listing by Oscar Gutierrez, Bailey Properties

Active
  • Located in Santa Cruz
  • Built in 2024
  • MLS #: ML81989709
  • 4 Bedrooms
  • 3 Baths
  • 2,562 SqFt
More details Listing by Frank Claiborne, OASIS PROPERTIES

Active
  • Located in Santa Cruz
  • Built in 1963
  • MLS #: ML81989939
  • 3 Bedrooms
  • 2 Baths
  • 1,355 SqFt
More details Listing by Mark Delano Vincent, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1981
  • MLS #: ML81988953
  • 3 Bedrooms
  • 1 Bath
  • 1,180 SqFt
More details Listing by Steff Lutz, Epique Realty

Active
  • Located in Santa Cruz
  • Built in 1964
  • MLS #: ML81984458
  • 1 Bedrooms
  • 1 Bath
  • 677 SqFt
More details Listing by Daniel Alvarez, David Lyng Real Estate

Active
  • Located in Santa Cruz
  • Built in 1984
  • MLS #: ML81987742
  • 3 Bedrooms
  • 2 Baths
  • 1,470 SqFt
More details Listing by Amy Kroeger, Christie's International Real Estate Sereno

Active
  • Located in Santa Cruz
  • Built in 1937
  • MLS #: ML81984001
  • 2 Bedrooms
  • 2 Baths
  • 891 SqFt
More details Listing by Greg Hales, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1972
  • MLS #: ML81977981
  • 4 Bedrooms
  • 4 Baths
  • 2,303 SqFt
More details Listing by Kathleen Hall, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1979
  • MLS #: ML81990621
  • 3 Bedrooms
  • 2 Baths
  • 1,280 SqFt
More details Listing by Cassandra Sabatino, Intempus Realty

Pending
  • Located in Santa Cruz
  • Built in 1963
  • MLS #: ML81979552
  • 3 Bedrooms
  • 3 Baths
  • 2,260 SqFt
More details Listing by Dennis Bol, MBI Real Estate

Pending
  • Located in Santa Cruz
  • Built in 1918
  • MLS #: ML81989240
  • 3 Bedrooms
  • 2 Baths
  • 1,648 SqFt
More details Listing by Michele Replogle, Compass

Active
  • Located in Santa Cruz
  • Built in 2024
  • MLS #: ML81988621
  • 4 Bedrooms
  • 4 Baths
  • 2,319 SqFt
More details Listing by Jamie Rivoir, Trade-In Real Estate

Pending
  • Located in Santa Cruz
  • Built in 1950
  • MLS #: ML81984516
  • 3 Bedrooms
  • 2 Baths
  • 2,035 SqFt
More details Listing by Kathy Davis, Century 21 Showcase Realtors

Active
  • Located in Santa Cruz
  • Built in 1963
  • MLS #: ML81982553
  • 2 Bedrooms
  • 1 Bath
  • 856 SqFt
More details Listing by Brett Gotcher, Epique Realty

Active
  • Located in Santa Cruz
  • Built in 1940
  • MLS #: ML81987780
  • 4 Bedrooms
  • 3 Baths
  • 1,988 SqFt
More details Listing by Deven H. Siggins, Epique Realty

Active
  • Located in Santa Cruz
  • Built in 1988
  • MLS #: ML81987196
  • 3 Bedrooms
  • 1 Bath
  • 1,045 SqFt
More details Listing by Nick Torres, Sherman & Boone Realtors

Active
  • Located in Santa Cruz
  • Built in 1918
  • MLS #: ML81989221
  • 3 Bedrooms
  • 2 Baths
  • 1,648 SqFt
More details Listing by Michele Replogle, Compass

Active
  • Located in Santa Cruz
  • Built in 1935
  • MLS #: ML81958297
  • 9 Bedrooms
  • 5 Baths
  • 4,754 SqFt
More details Listing by Andy Sweat, KW Bay Area Estates

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81970452
  • 1 Bedrooms
  • 1 Bath
  • 600 SqFt
More details Listing by Bradley King, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1982
  • MLS #: ML81988447
  • 2 Bedrooms
  • 2 Baths
  • 1,267 SqFt
More details Listing by David Cury, Park Place

Active
  • Located in Santa Cruz
  • Built in 1955
  • MLS #: ML81987797
  • 2 Bedrooms
  • 2 Baths
  • 1,336 SqFt
More details Listing by Jeff Hansen, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • Built in 1961
  • MLS #: ML81987464
  • 4 Bedrooms
  • 3 Baths
  • 1,899 SqFt
More details Listing by Frank De Bernardo, Frank De Bernardo, Broker

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81978543
  • 1 Bedrooms
  • 1 Bath
  • 600 SqFt
More details Listing by Bradley King, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • Built in 1946
  • MLS #: ML81978477
  • 2 Bedrooms
  • 1 Bath
  • 728 SqFt
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Santa Cruz
  • Built in 2019
  • MLS #: ML81965492
  • 4 Bedrooms
  • 5 Baths
  • 4,050 SqFt
More details Listing by Amber Grewer, Amber Grewer Real Estate

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81985609
  • 2 Bedrooms
  • 1 Bath
  • 844 SqFt
More details Listing by Pema Sinclair, Revest Homes, Inc.

Active
  • Located in Santa Cruz
  • Built in 1986
  • MLS #: ML81976411
  • 1 Bedrooms
  • 1 Bath
  • 600 SqFt
More details Listing by D. Leilani Williams, Coastal Life Real Estate

Active
  • Located in Santa Cruz
  • Built in 1985
  • MLS #: ML81976400
  • 1 Bedrooms
  • 1 Bath
  • 600 SqFt
More details Listing by D. Leilani Williams, Coastal Life Real Estate

Active
  • Located in Santa Cruz
  • Built in 1972
  • MLS #: ML81924186
  • 6 Bedrooms
  • 3 Baths
  • 2,706 SqFt
More details Listing by Jafar Zahraie, Affinity Enterprises, Inc

Pending
  • Located in Santa Cruz
  • Built in 1976
  • MLS #: ML81897886
  • 4 Bedrooms
  • 4 Baths
  • 1,696 SqFt
More details Listing by Troy Hinds, David Lyng Real Estate

Pending
  • Located in Santa Cruz
  • Built in 2022
  • MLS #: ML81897872
  • 4 Bedrooms
  • 4 Baths
  • 1,821 SqFt
More details Listing by Troy Hinds, David Lyng Real Estate

This information is believed to be accurate, but without any warranty.

Santa Cruz Real Estate Listings

Search homes for sale in Santa Cruz through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Santa Cruz. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a Santa Cruz home, you’ll recieve a 50% commission credit when you submit your offer online with OfferDash®.

Open Houses in Santa Cruz

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of Santa Cruz open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in Santa Cruz, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in Santa Cruz 95062

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Santa Cruz home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Santa Cruz Home Values

Determining your Santa Cruz home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

Santa Cruz Short Sales

If a homeowner is having difficulty paying their mortgage and their Santa Cruz home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Santa Cruz home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Santa Cruz home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

Nearby Foreclosure Listings in Santa Cruz California

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