Scotts Valley Foreclosures

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Search Scotts Valley Foreclosures for sale on the MLS. View recent sales and find homes for sale in Scotts Valley which allow for a 50% commission credit.

Scotts Valley Foreclosures

If you’re looking to purchase a Scotts Valley home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Scotts Valley foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Scotts Valley MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Foreclosures in Scotts Valley by Zip Code

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Hottest Foreclosures Listings in Scotts Valley


Active
  • Located in Scotts Valley
  • Built in 1985
  • MLS #: ML81981239
  • 2 Bedrooms
  • 2 Baths
  • 1,198 SqFt
More details Listing by Pete Flores, Silicon Valley Residential Brokerage Inc

Active
  • Located in Scotts Valley
  • Built in 1971
  • MLS #: ML81985976
  • 4 Bedrooms
  • 3 Baths
  • 2,276 SqFt
More details Listing by Lisa Dailey-goodrich, Miritz & Bailey Real Estate, Inc

Active
  • Located in Scotts Valley
  • Built in 1976
  • MLS #: ML81979550
  • 3 Bedrooms
  • 3 Baths
  • 1,792 SqFt
More details Listing by Erick Fernandez, Keller Williams Realty Santa Cruz

Active
  • Located in Scotts Valley
  • Built in 2000
  • MLS #: ML81985368
  • 3 Bedrooms
  • 3 Baths
  • 1,766 SqFt
More details Listing by John Flaniken, Trade-In Real Estate

Active
  • Located in Scotts Valley
  • Built in 1979
  • MLS #: ML81985252
  • 3 Bedrooms
  • 2 Baths
  • 1,500 SqFt
More details Listing by Jose Salas, Room Real Estate

Active
  • Located in Scotts Valley
  • Built in 1921
  • MLS #: ML81987762
  • 3 Bedrooms
  • 2 Baths
  • 1,181 SqFt
More details Listing by Room Real Estate

Active
  • Located in Scotts Valley
  • Built in 2024
  • MLS #: ML81987570
  • 4 Bedrooms
  • 2 Baths
  • 2,100 SqFt
More details Listing by Epique Realty

Active
  • Located in Scotts Valley
  • Built in 1987
  • MLS #: ML81983031
  • 2 Bedrooms
  • 2 Baths
  • 1,010 SqFt
More details Listing by Jeff Warrick, Bailey Properties

Active
  • Located in Scotts Valley
  • Built in 1990
  • MLS #: ML81987525
  • 3 Bedrooms
  • 3 Baths
  • 1,419 SqFt
More details Listing by Michael Mclean, Coldwell Banker Realty

Active
  • Located in Scotts Valley
  • Built in 1988
  • MLS #: ML81985367
  • 2 Bedrooms
  • 3 Baths
  • 1,180 SqFt
More details Listing by Brant Schenk, eXp Realty of California Inc

Active
  • Located in Scotts Valley
  • Built in 1976
  • MLS #: ML81985162
  • 3 Bedrooms
  • 2 Baths
  • 1,817 SqFt
More details Listing by Amber Grewer, Amber Grewer Real Estate

Active
  • Located in Scotts Valley
  • Built in 2020
  • MLS #: ML81987023
  • 3 Bedrooms
  • 4 Baths
  • 2,484 SqFt
More details Listing by Room Real Estate

Pending
  • Located in Scotts Valley
  • Built in 1988
  • MLS #: ML81978552
  • 4 Bedrooms
  • 3 Baths
  • 2,922 SqFt
More details Listing by Jo Ellen Smith, Bailey Properties

Active
  • Located in Scotts Valley
  • Built in 1974
  • MLS #: ML81981449
  • 4 Bedrooms
  • 5 Baths
  • 3,469 SqFt
More details Listing by Lena Gustafsson, Compass

Active
  • Located in Scotts Valley
  • Built in 2024
  • MLS #: ML81981347
  • 2 Bedrooms
  • 2 Baths
  • 1,080 SqFt
More details Listing by Chris Somple, Delaveaga Properties

Active
  • Located in Scotts Valley
  • Built in 2024
  • MLS #: ML81981300
  • 2 Bedrooms
  • 2 Baths
  • 1,134 SqFt
More details Listing by Chris Somple, Delaveaga Properties

Active
  • Located in Scotts Valley
  • Built in 1973
  • MLS #: ML81986350
  • 4 Bedrooms
  • 4 Baths
  • 2,369 SqFt
More details Listing by Eli Karon, Karon Properties

Pending
  • Located in Scotts Valley
  • Built in 1988
  • MLS #: ML81974682
  • 3 Bedrooms
  • 2 Baths
  • 1,252 SqFt
More details Listing by Susan J. Davis, Bailey Properties

Active
  • Located in Scotts Valley
  • Built in 1972
  • MLS #: ML81982568
  • 4 Bedrooms
  • 3 Baths
  • 2,015 SqFt
More details Listing by Ryan Fontana, Keller Williams Realty-Scotts Valley

Pending
  • Located in Scotts Valley
  • Built in 2001
  • MLS #: ML81976703
  • 5 Bedrooms
  • 4 Baths
  • 3,106 SqFt
More details Listing by Eddie Oberoi, Intero Real Estate Services

Active
  • Located in Scotts Valley
  • Built in 1953
  • MLS #: ML81932457
  • 1 Bedrooms
  • 1 Bath
  • 661 SqFt
More details Listing by Kelly Mechem, Bailey Properties

Active
  • Located in Scotts Valley
  • Built in 2000
  • MLS #: ML81980878
  • 3 Bedrooms
  • 3 Baths
  • 2,401 SqFt
More details Listing by Rebecca Smith, Christie's International Real Estate Sereno

Active
  • Located in Scotts Valley
  • Built in 1963
  • MLS #: ML81973262
  • 3 Bedrooms
  • 1 Bath
  • 1,308 SqFt
More details Listing by Marite Dufour, David Lyng Real Estate

Active
  • Located in Scotts Valley
  • Built in 1993
  • MLS #: ML81973374
  • 3 Bedrooms
  • 2 Baths
  • 1,400 SqFt
More details Listing by Lisa Dailey-goodrich, Miritz Real Estate, Inc.

This information is believed to be accurate, but without any warranty.

Scotts Valley Real Estate Listings

Search homes for sale in Scotts Valley through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Scotts Valley. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a Scotts Valley home, you’ll recieve a 50% commission credit when you submit your offer online with OfferDash®.

Open Houses in Scotts Valley

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of Scotts Valley open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in Scotts Valley, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in Scotts Valley

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Scotts Valley home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Scotts Valley Home Values

Determining your Scotts Valley home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

Scotts Valley Short Sales

If a homeowner is having difficulty paying their mortgage and their Scotts Valley home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Scotts Valley home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Scotts Valley home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

Nearby Foreclosure Listings in Santa Cruz County

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