Union City Foreclosures

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Search Union City Foreclosures for sale on the MLS. View recent sales and find homes for sale in Union City which allow for a 50% commission credit.

Union City Foreclosures

If you’re looking to purchase a Union City home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Union City foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Union City MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Foreclosures in Union City by Zip Code

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Hottest Foreclosures Listings in Union City


Active
  • Located in Union City
  • Built in 2007
  • MLS #: ML81982367
  • 4 Bedrooms
  • 3 Baths
  • 1,675 SqFt
More details Listing by Trey Zhou, BRG Realty

Active
  • Located in Union City
  • Built in 1969
  • MLS #: ML81985509
  • 4 Bedrooms
  • 2 Baths
  • 1,463 SqFt
More details Listing by Juan Reyes, Citylights Property Group, Inc

Active
  • Located in Union City
  • Built in 1969
  • MLS #: ML81984177
  • 5 Bedrooms
  • 3 Baths
  • 2,620 SqFt
More details Listing by John Tran, KW Santa Clara Valley Inc

Active
  • Located in Union City
  • Built in 1978
  • MLS #: ML81979975
  • 3 Bedrooms
  • 2 Baths
  • 1,124 SqFt
More details Listing by Shan Saigal, CENTURY 21 Real Estate Alliance

Active
  • Located in Union City
  • Built in 2007
  • MLS #: ML81974621
  • 5 Bedrooms
  • 3 Baths
  • 3,538 SqFt
More details Listing by Shan Saigal, CENTURY 21 Real Estate Alliance

Active
  • Located in Union City
  • Built in 2019
  • MLS #: ML81981841
  • 2 Bedrooms
  • 3 Baths
  • 1,472 SqFt
More details Listing by Veeral Shah, Compass

Active
  • Located in Union City
  • Built in 1970
  • MLS #: ML81986020
  • 3 Bedrooms
  • 2 Baths
  • 1,298 SqFt
More details Listing by Hoi Wing Ng, Intero Real Estate Services

Pending
  • Located in Union City
  • Built in 1974
  • MLS #: ML81984493
  • 4 Bedrooms
  • 3 Baths
  • 1,584 SqFt
More details Listing by Johnny Angel Tamayo, Realty World-AC Properties

Pending
  • Located in Union City
  • Built in 1977
  • MLS #: ML81985555
  • 4 Bedrooms
  • 3 Baths
  • 1,880 SqFt
More details Listing by Tom Huong Tran, SALA Homes & Associates

Active
  • Located in Union City
  • Built in 1922
  • MLS #: ML81976043
  • 4 Bedrooms
  • 2 Baths
  • 1,479 SqFt
More details Listing by Eva Del Rosario, Intero Real Estate Services

Active
  • Located in Union City
  • Built in 1974
  • MLS #: ML81984650
  • 3 Bedrooms
  • 2 Baths
  • 1,390 SqFt
More details Listing by Wendy Wang, Maxreal

Pending
  • Located in Union City
  • Built in 1997
  • MLS #: ML81983753
  • 4 Bedrooms
  • 3 Baths
  • 1,859 SqFt
More details Listing by Xiaozhu Kang, Coldwell Banker Realty

Pending
  • Located in Union City
  • Built in 1960
  • MLS #: ML81981403
  • 3 Bedrooms
  • 2 Baths
  • 1,593 SqFt
More details Listing by Pri Rijal, Kinetic Real Estate

Active
  • Located in Union City
  • Built in 1985
  • MLS #: ML81982355
  • 1 Bedrooms
  • 1 Bath
  • 672 SqFt
More details Listing by Larry Ho, Lima Investment & Financial Inc.

Active
  • Located in Union City
  • Built in 1927
  • MLS #: ML81982371
  • 3 Bedrooms
  • 2 Baths
  • 1,441 SqFt
More details Listing by Paul Deol, Paul Deol, Broker

This information is believed to be accurate, but without any warranty.

Union City Real Estate Listings

Search homes for sale in Union City through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Union City. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a Union City home, you’ll recieve a 50% commission credit when you submit your offer online with OfferDash®.

Open Houses in Union City

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of Union City open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in Union City, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in Union City

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Union City home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Union City Home Values

Determining your Union City home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

Union City Short Sales

If a homeowner is having difficulty paying their mortgage and their Union City home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Union City home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Union City home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

Nearby Foreclosure Listings in Hudson County

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