29541 Homes For Sale


Search Effingham 29541 homes for sale on the MLS. View recent sales and find homes for sale in Effingham which allow for a 50% commission credit.

29541Real Estate Listings

Search homes for sale in Effingham through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Effingham. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a Effingham home, you’ll receive a 50% commission credit when you submit your offer online with OfferDash®.

Hottest Real Estate Listings in Effingham 29541

  • Located in Highland
  • Built in 1991
  • MLS #: CV23167187
  • 4 Bedrooms
  • 3 Baths
  • 2,029 SqFt
More details Listing by Esmeralda Nunez, CENTURY 21 KING

  • Located in Lake Elsinore
  • Built in 2013
  • MLS #: PW23131085
  • 3 Bedrooms
  • 2 Baths
  • 1,802 SqFt
More details Listing by Ricardo Saenz, Rainbow Properties

This information is believed to be accurate, but without any warranty.

Open Houses in Effingham 29541

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of Effingham open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in Effingham, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in Effingham 29541

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Effingham home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Effingham Home Values

Determining your Effingham home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

Effingham 29541 Foreclosures

If you’re looking to purchase a Effingham home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Effingham foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Effingham MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Effingham 29541 Short Sales

If a homeowner is having difficulty paying their mortgage and their Effingham home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Effingham home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Effingham home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

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