92154 Homes For Sale

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Search San Diego 92154 homes for sale on the MLS. View recent sales and find homes for sale in San Diego which allow for a 50% commission credit.

92154Real Estate Listings

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Hottest Real Estate Listings in San Diego 92154


Active
  • Located in San Diego
  • Built in 2004
  • MLS #: NDP2409904
  • 3 Bedrooms
  • 2 Baths
  • 1,153 SqFt
More details Listing by Veronica Mejia, Berkshire Hathaway HomeService

Active
  • Located in San Diego
  • Built in 2020
  • MLS #: 240027243SD
  • 3 Bedrooms
  • 3 Baths
  • 1,485 SqFt
More details Listing by Karen Alvarez, Exude Luxury Group

Active
  • Located in San Diego
  • Built in 2021
  • MLS #: NDP2410135
  • 4 Bedrooms
  • 3 Baths
  • 1,696 SqFt
More details Listing by Lisa Sanshey-Beaudin, Shea Advantage

Active
  • Located in San Diego
  • Built in 2019
  • MLS #: PTP2407141
  • 3 Bedrooms
  • 3 Baths
  • 2,014 SqFt
More details Listing by Angel Flores, ShoppingSDHouses

Pending
  • Located in San Diego
  • Built in 2017
  • MLS #: PTP2406880
  • 3 Bedrooms
  • 4 Baths
  • 1,626 SqFt
More details Listing by Jay Johnson, LPT Realty, Inc.

Active
  • Located in San Diego
  • Built in 1969
  • MLS #: 240027142SD
  • 4 Bedrooms
  • 2 Baths
  • 1,154 SqFt
More details Listing by Bobby Martins, eXp Realty of California, Inc

Active
  • Located in San Diego
  • Built in 2018
  • MLS #: 240026727SD
  • 3 Bedrooms
  • 3 Baths
  • 1,595 SqFt
More details Listing by Stefan DeLorenzo, eXp Realty of California, Inc.

Active
  • Located in San Diego
  • Built in 2000
  • MLS #: PW24237405
  • 5 Bedrooms
  • 3 Baths
  • 2,685 SqFt
More details Listing by Michael Ricigliano, MFR Real Estate Services, Inc.

Active
  • Located in San Diego
  • Built in 1967
  • MLS #: 240024083SD
  • 3 Bedrooms
  • 2 Baths
  • 1,342 SqFt
More details Listing by Mel Wright, Century 21 Affiliated

Active
  • Located in San Diego
  • Built in 1982
  • MLS #: 240024599SD
  • 2 Bedrooms
  • 3 Baths
  • 1,219 SqFt
More details Listing by Lisa Santos, eXp Realty of California, Inc.

Active
  • Located in San Diego
  • Built in 1968
  • MLS #: 240027079SD
  • 4 Bedrooms
  • 2 Baths
  • 1,145 SqFt
More details Listing by Michael Ciampa, Real Broker

Active
  • Located in San Diego
  • Built in 1979
  • MLS #: PTP2406847
  • 3 Bedrooms
  • 2 Baths
  • 1,178 SqFt
More details Listing by Delta Sivonsay, ShoppingSDHouses

Active
  • Located in San Diego
  • Built in 1970
  • MLS #: PTP2407124
  • 3 Bedrooms
  • 2 Baths
  • 1,300 SqFt
More details Listing by Catherine Iacometti, Catherine Clamp Real Estate

Active
  • Located in San Diego
  • Built in 2025
  • MLS #: 240027136SD
  • 3 Bedrooms
  • 3 Baths
  • 1,702 SqFt
More details Listing by Pattie Conway, Pacific Sotheby's International Realty

Active
  • Located in San Diego
  • Built in 2025
  • MLS #: 240027128SD
  • 2 Bedrooms
  • 3 Baths
  • 1,321 SqFt
More details Listing by Pattie Conway, Pacific Sotheby's International Realty

Active
  • Located in San Diego
  • Built in 1972
  • MLS #: 240027132SD
  • 3 Bedrooms
  • 2 Baths
  • 1,308 SqFt
More details Listing by Gregory Martin, eXp Realty of California, Inc.

Active
  • Located in San Diego
  • Built in 1972
  • MLS #: PTP2407062
  • 3 Bedrooms
  • 2 Baths
  • 1,258 SqFt
More details Listing by Marilyn Villaverde, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 1973
  • MLS #: 240021353SD
  • 3 Bedrooms
  • 2 Baths
  • 1,650 SqFt
More details Listing by Charmaine Frank, Opendoor Brokerage Inc.

Active
  • Located in San Diego
  • Built in 1970
  • MLS #: PTP2406904
  • 3 Bedrooms
  • 2 Baths
  • 1,140 SqFt
More details Listing by Patti McKelvey, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 2024
  • MLS #: 240023213SD
  • 4 Bedrooms
  • 4 Baths
  • 1,875 SqFt
More details Listing by Pattie Conway, Pacific Sotheby's International Realty

Pending
  • Located in San Diego
  • Built in 1969
  • MLS #: PTP2406547
  • 3 Bedrooms
  • 2 Baths
  • 1,281 SqFt
More details Listing by Leslie Peraza, Finest City Homes & Loans

Active
  • Located in San Diego
  • Built in 2017
  • MLS #: 240019331SD
  • 4 Bedrooms
  • 3 Baths
  • 1,851 SqFt
More details Listing by Charmaine Frank, Opendoor Brokerage Inc.

Active
  • Located in San Diego
  • Built in 2019
  • MLS #: 240017719SD
  • 3 Bedrooms
  • 3 Baths
  • 1,600 SqFt
More details Listing by Charmaine Frank, Opendoor Brokerage Inc.

Active
  • Located in San Diego
  • Built in 1984
  • MLS #: PTP2407109
  • 3 Bedrooms
  • 2 Baths
  • 1,400 SqFt
More details Listing by Gary Trieschman, Pacific Realty Property Sales

Active
  • Located in San Diego
  • Built in 1985
  • MLS #: 240024624SD
  • 3 Bedrooms
  • 3 Baths
  • 1,338 SqFt
More details Listing by Ralph Bowen, Real Estate/Mortgage Express

Active
  • Located in San Diego
  • Built in 1968
  • MLS #: NDP2410058
  • 3 Bedrooms
  • 2 Baths
  • 1,331 SqFt
More details Listing by Suzan Holcomb, Coldwell Banker Realty

Active
  • Located in San Diego
  • Built in 1969
  • MLS #: 240026594SD
  • 5 Bedrooms
  • 2 Baths
  • 1,488 SqFt
More details Listing by Jennifer Crosby, eXp Realty of California, Inc.

Pending
  • Located in San Diego
  • Built in 1987
  • MLS #: 240025737SD
  • 1 Bedrooms
  • 1 Bath
  • 655 SqFt
More details Listing by Karen Alvarez, Exude Luxury Group

Pending
  • Located in San Diego
  • Built in 2004
  • MLS #: 240024193SD
  • 3 Bedrooms
  • 3 Baths
  • 1,597 SqFt
More details Listing by Shelly Wilkinson, Coldwell Banker The Wilkinson Team

Active
  • Located in San Diego
  • Built in 2004
  • MLS #: SW24196662
  • 3 Bedrooms
  • 3 Baths
  • 1,677 SqFt
More details Listing by Julieta Toves, Independence Realty

Active
  • Located in San Diego
  • Built in 1969
  • MLS #: PTP2406397
  • 3 Bedrooms
  • 1 Bath
  • 1,012 SqFt
More details Listing by Gina Romeo, Coldwell Banker West

Pending
  • Located in San Diego
  • Built in 1970
  • MLS #: PTP2406189
  • 4 Bedrooms
  • 3 Baths
  • 2,228 SqFt
More details Listing by Maria Toscano, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 2019
  • MLS #: SW24170961
  • 3 Bedrooms
  • 3 Baths
  • 1,485 SqFt
More details Listing by Ellen Beltran, Golden Eagle Properties

Active
  • Located in San Diego
  • Built in 2019
  • MLS #: 240026954SD
  • 2 Bedrooms
  • 2 Baths
  • 1,301 SqFt
More details Listing by LaToya Greene, eXp Realty of California, Inc.

Pending
  • Located in San Diego
  • Built in 2018
  • MLS #: 240026146SD
  • 4 Bedrooms
  • 4 Baths
  • 1,987 SqFt
More details Listing by Portia Green, Compass

Active
  • Located in San Diego
  • Built in 1980
  • MLS #: 240026931SD
  • 3 Bedrooms
  • 2 Baths
  • 1,338 SqFt
More details Listing by Brian Cane, Keller Williams La Jolla

Active
  • Located in San Diego
  • Built in 2005
  • MLS #: 240026920SD
  • 3 Bedrooms
  • 3 Baths
  • 1,923 SqFt
More details Listing by Claude Blackman, RE/MAX Tidal

Pending
  • Located in San Diego
  • Built in 2024
  • MLS #: 240023200SD
  • 2 Bedrooms
  • 3 Baths
  • 1,395 SqFt
More details Listing by Pattie Conway, Pacific Sotheby's International Realty

Active
  • Located in Otay Mesa
  • Built in 2022
  • MLS #: PTP2407029
  • 4 Bedrooms
  • 3 Baths
  • 1,702 SqFt
More details Listing by Arturo Aguilar, Big Block Realty, Inc

Active
  • Located in San Diego
  • Built in 2020
  • MLS #: PTP2407001
  • 4 Bedrooms
  • 3 Baths
  • 1,696 SqFt
More details Listing by Daniela Benton, Mission Realty Group

Pending
  • Located in San Diego
  • Built in 1970
  • MLS #: PTP2404820
  • 6 Bedrooms
  • 3 Baths
  • 3,118 SqFt
More details Listing by Gabriel Perez, Seacoast Realty Group

Pending
  • Located in San Diego
  • Built in 1980
  • MLS #: PTP2406375
  • 4 Bedrooms
  • 3 Baths
  • 1,828 SqFt
More details Listing by Jen Rierson, eXp Realty of California, Inc.

Active
  • Located in San Diego
  • Built in 1971
  • MLS #: PTP2406883
  • 3 Bedrooms
  • 2 Baths
  • 1,460 SqFt
More details Listing by Yolanda Rosario, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 2001
  • MLS #: 240026877SD
  • 5 Bedrooms
  • 3 Baths
  • 2,272 SqFt
More details Listing by Jesse Salas, Harcourts Prime Properties

Active
  • Located in San Diego
  • Built in 2005
  • MLS #: PTP2406695
  • 2 Bedrooms
  • 2 Baths
  • 1,006 SqFt
More details Listing by Nick Franco, Rate Republic Inc.

Active
  • Located in San Diego
  • Built in 1964
  • MLS #: PTP2405660
  • 3 Bedrooms
  • 2 Baths
  • 1,080 SqFt
More details Listing by Gary Trieschman, Pacific Realty Property Sales

Active
  • Located in San Diego
  • Built in 2003
  • MLS #: 240026631SD
  • 3 Bedrooms
  • 3 Baths
  • 1,471 SqFt
More details Listing by Raul Hector Barcena-Salas, Raul Hector Barcena-Salas

Active
  • Located in San Diego
  • Built in 1980
  • MLS #: 240023435SD
  • 4 Bedrooms
  • 3 Baths
  • 1,823 SqFt
More details Listing by Roberto Guerrero, CFL Realty

Active
  • Located in San Diego
  • Built in 2022
  • MLS #: 240025726SD
  • 4 Bedrooms
  • 4 Baths
  • 1,946 SqFt
More details Listing by Charles Wheeler, Redfin Corporation

Active
  • Located in San Diego
  • Built in 1958
  • MLS #: 240024198SD
  • 3 Bedrooms
  • 2 Baths
  • 1,204 SqFt
More details Listing by Erick Gydesen, Big Block Realty, Inc.

Pending
  • Located in San Diego
  • Built in 1967
  • MLS #: PTP2406779
  • 4 Bedrooms
  • 2 Baths
  • 1,196 SqFt
More details Listing by Joshua Krohn, Palisade Realty, Inc

Pending
  • Located in San Diego
  • Built in 2003
  • MLS #: PTP2406888
  • 6 Bedrooms
  • 4 Baths
  • 3,391 SqFt
More details Listing by Brianna Lopez, Ocegueda Realty

Pending
  • Located in San Diego
  • Built in 2024
  • MLS #: 240016396SD
  • 3 Bedrooms
  • 2 Baths
  • 1,500 SqFt
More details Listing by Kevin Fox, Pacific Real Estate Center

Pending
  • Located in San Diego
  • Built in 1978
  • MLS #: 240023917SD
  • 2 Bedrooms
  • 2 Baths
  • 1,440 SqFt
More details Listing by Kevin Fox, Pacific Real Estate Center

Active
  • Located in San Diego
  • Built in 2005
  • MLS #: PTP2405969
  • 2 Bedrooms
  • 3 Baths
  • 1,240 SqFt
More details Listing by Juan Alamilla Quintana, Meta Homes Realty Inc

Active
  • Located in San Diego
  • Built in 2021
  • MLS #: PTP2406437
  • 3 Bedrooms
  • 3 Baths
  • 1,687 SqFt
More details Listing by Alex Marquez, Axia Real Estate Group, Inc

Active
  • Located in San Diego
  • Built in 2018
  • MLS #: 240016263SD
  • 4 Bedrooms
  • 3 Baths
  • 2,374 SqFt
More details Listing by Marlene Frando, Big Block Realty, Inc.

Pending
  • Located in San Diego
  • Built in 2022
  • MLS #: 240024478SD
  • 4 Bedrooms
  • 4 Baths
  • 1,785 SqFt
More details Listing by Amir Tafreshnia, eXp Realty of Southern California, Inc.

Pending
  • Located in San Diego
  • Built in 1972
  • MLS #: PTP2406543
  • 4 Bedrooms
  • 3 Baths
  • 2,380 SqFt
More details Listing by Jodi Elliott, Coldwell Banker Realty

Pending
  • Located in San Diego
  • Built in 1998
  • MLS #: PTP2406510
  • 4 Bedrooms
  • 3 Baths
  • 1,883 SqFt
More details Listing by Denisse Sanchez, BHGRE Clarity

Pending
  • Located in San Diego
  • Built in 1971
  • MLS #: 240020334SD
  • 2 Bedrooms
  • 2 Baths
  • 1,196 SqFt
More details Listing by Mohamed Eid, RE/MAX Tidal

Active
  • Located in San Diego
  • Built in 1969
  • MLS #: PTP2404483
  • 4 Bedrooms
  • 2 Baths
  • 1,735 SqFt
More details Listing by Steven Sladek, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 2021
  • MLS #: 240025719SD
  • 2 Bedrooms
  • 3 Baths
  • 1,310 SqFt
More details Listing by Ron Burner, eXp Realty of California, Inc.

Pending
  • Located in San Diego
  • Built in 2005
  • MLS #: PTP2406769
  • 2 Bedrooms
  • 2 Baths
  • 1,006 SqFt
More details Listing by Marie Peters, Compass

Active
  • Located in San Diego
  • Built in 2003
  • MLS #: PTP2406214
  • 3 Bedrooms
  • 3 Baths
  • 1,813 SqFt
More details Listing by Tina Rogers, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 2018
  • MLS #: 240026241SD
  • 3 Bedrooms
  • 3 Baths
  • 1,600 SqFt
More details Listing by Licia Busso, Sand And Sea Home

Pending
  • Located in San Diego
  • Built in 2002
  • MLS #: 240019605SD
  • 4 Bedrooms
  • 3 Baths
  • 2,166 SqFt
More details Listing by Chase Cromwell, eXp Realty of California, Inc.

Active
  • Located in San Diego
  • Built in 1987
  • MLS #: 240005820SD
  • 2 Bedrooms
  • 2 Baths
  • 885 SqFt
More details Listing by Ed Smith, Ed Smith Jr. & Associates

Active
  • Located in San Diego
  • Built in 2018
  • MLS #: PTP2406796
  • 4 Bedrooms
  • 4 Baths
  • 1,559 SqFt
More details Listing by Christian Ortega Mendoza, ShoppingSDHouses

Pending
  • Located in San Diego
  • Built in 1987
  • MLS #: PTP2406614
  • 2 Bedrooms
  • 2 Baths
  • 885 SqFt
More details Listing by Martina Diaz, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 1963
  • MLS #: PTP2406250
  • 3 Bedrooms
  • 2 Baths
  • 1,477 SqFt
More details Listing by Suzie Smith, Vanderbilt Realty

Active
  • Located in San Diego
  • Built in 1969
  • MLS #: 240010077SD
  • 5 Bedrooms
  • 2 Baths
  • 1,673 SqFt
More details Listing by Deborah Vance, eXp Realty of Southern CA

Active
  • Located in San Diego
  • Built in 1985
  • MLS #: PTP2406783
  • 2 Bedrooms
  • 2 Baths
  • 1,034 SqFt
More details Listing by Maria Castro, The Agency

Pending
  • Located in San Diego
  • Built in 1983
  • MLS #: PTP2406645
  • 5 Bedrooms
  • 2 Baths
  • 1,604 SqFt
More details Listing by Irma Perez, Seacoast Realty Group

Pending
  • Located in San Diego
  • Built in 1976
  • MLS #: 240022799SD
  • 3 Bedrooms
  • 2 Baths
  • 1,071 SqFt
More details Listing by Carson Roberts, Weichert SoCal

Active
  • Located in San Diego
  • Built in 1980
  • MLS #: 240023555SD
  • 5 Bedrooms
  • 3 Baths
  • 2,142 SqFt
More details Listing by Sam Powell, Regal Properties

Active
  • Located in San Diego
  • Built in 1972
  • MLS #: 240025754SD
  • 4 Bedrooms
  • 2 Baths
  • 1,499 SqFt
More details Listing by Javier Caro Jr, Connect Realty Inc

Pending
  • Located in San Diego
  • Built in 1981
  • MLS #: PTP2405841
  • 3 Bedrooms
  • 3 Baths
  • 1,386 SqFt
More details Listing by Madeline Guerra, Big Block Realty, Inc

Active
  • Located in San Diego
  • Built in 2006
  • MLS #: 240023916SD
  • 4 Bedrooms
  • 3 Baths
  • 1,881 SqFt
More details Listing by Cody Michaelis, eXp Realty of Southern California, Inc.

Pending
  • Located in San Diego
  • Built in 2005
  • MLS #: PTP2405305
  • 2 Bedrooms
  • 3 Baths
  • 1,326 SqFt
More details Listing by Kay LeMenager, Coldwell Banker Realty

Pending
  • Located in San Diego
  • Built in 2003
  • MLS #: PTP2406295
  • 5 Bedrooms
  • 3 Baths
  • 2,650 SqFt
More details Listing by Martina Diaz, Coldwell Banker West

Active
  • Located in San Diego
  • Built in 2006
  • MLS #: PT24175187
  • 4 Bedrooms
  • 3 Baths
  • 2,350 SqFt
More details Listing by Baruch Rosenberg, Real Brokerage Technologies

Active
  • Located in San Diego
  • Built in 2015
  • MLS #: 240020634SD
  • 4 Bedrooms
  • 4 Baths
  • 1,829 SqFt
More details Listing by Irving Navarro, Decohouse Group

Active
  • Located in San Diego
  • Built in 2019
  • MLS #: 240021334SD
  • 3 Bedrooms
  • 3 Baths
  • 1,591 SqFt
More details Listing by Irma Mendez, Century Homes

Active
  • Located in San Diego
  • Built in 2002
  • MLS #: 240023083SD
  • 4 Bedrooms
  • 3 Baths
  • 2,166 SqFt
More details Listing by Mohamed Eid, RE/MAX Tidal

Active
  • Located in San Diego
  • Built in 1981
  • MLS #: PTP2403473
  • 2 Bedrooms
  • 1 Bath
  • 896 SqFt
More details Listing by Melody Parra, Big Block Realty, Inc

Active
  • Located in San Diego
  • Built in 1977
  • MLS #: PTP2406450
  • 4 Bedrooms
  • 2 Baths
  • 1,687 SqFt
More details Listing by Alberto Aguirre Dominguez, Real Broker

Pending
  • Located in San Diego
  • Built in 1991
  • MLS #: PTP2405963
  • 3 Bedrooms
  • 2 Baths
  • 1,016 SqFt
More details Listing by Augie Hernandez, BHGRE Clarity

Active
  • Located in San Diego
  • Built in 1974
  • MLS #: FR24206776
  • 2 Bedrooms
  • 1 Bath
  • 800 SqFt
More details Listing by Brian Dombroski, Dombroski Realty

Pending
  • Located in San Diego
  • Built in 2002
  • MLS #: IV24146241
  • 4 Bedrooms
  • 3 Baths
  • 2,338 SqFt
More details Listing by HASINA HASON, WE SELL HOMES REALTY

Active
  • Located in San Diego
  • Built in 2004
  • MLS #: IV24213647
  • 4 Bedrooms
  • 3 Baths
  • 2,432 SqFt
More details Listing by JIM DARBY, THE ASSOCIATES REALTY GROUP

Active
  • Located in San Diego
  • Built in 1984
  • MLS #: PTP2404364
  • 4 Bedrooms
  • 2 Baths
  • 1,592 SqFt
More details Listing by Angel Flores, ShoppingSDHouses

Active
  • Located in San Diego
  • Built in 1983
  • MLS #: PTP2406081
  • 6 Bedrooms
  • 3 Baths
  • 2,022 SqFt
More details Listing by Rolando Rosal, FOSTER HAMILTON Real Estate Co

Pending
  • Located in Otay Mesa
  • Built in 1967
  • MLS #: PTP2404344
  • 4 Bedrooms
  • 3 Baths
  • 1,300 SqFt
More details Listing by Jennifer St. Clair, eXp Realty of California, Inc.

Pending
  • Located in San Diego
  • Built in 2022
  • MLS #: 240008842SD
  • 3 Bedrooms
  • 3 Baths
  • 1,444 SqFt
More details Listing by K.C. Clifford, Oceanfront Realty

Pending
  • Located in San Diego
  • Built in 2022
  • MLS #: 240008851SD
  • 4 Bedrooms
  • 2 Baths
  • 1,684 SqFt
More details Listing by K.C. Clifford, Oceanfront Realty

Active
  • Located in San Diego
  • Built in 1983
  • MLS #: PTP2404100
  • 7 Bedrooms
  • 5 Baths
  • 4,562 SqFt
More details Listing by Denisse Fombon, Seacoast Realty Group

Pending
  • Located in San Diego
  • Built in 2000
  • MLS #: PTP2403617
  • 5 Bedrooms
  • 2 Baths
  • 2,353 SqFt
More details Listing by Zepe Ybarra, Coldwell Banker West

Pending
  • Located in San Diego
  • Built in 2015
  • MLS #: 240007354SD
  • 3 Bedrooms
  • 4 Baths
  • 1,829 SqFt
More details Listing by Maria Vizcaino, Coldwell Banker West

Pending
  • Located in San Diego
  • Built in 1952
  • MLS #: NDP2200951
  • 3 Bedrooms
  • 1 Bath
  • 1,836 SqFt
More details Listing by Al Apuzzo Apuzzo, Lee & Associates

This information is believed to be accurate, but without any warranty.

Open Houses in San Diego 92154

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of San Diego open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in San Diego, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in San Diego 92154

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the San Diego home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

San Diego Home Values

Determining your San Diego home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

San Diego 92154 Foreclosures

If you’re looking to purchase a San Diego home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the San Diego foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the San Diego MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

San Diego 92154 Short Sales

If a homeowner is having difficulty paying their mortgage and their San Diego home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their San Diego home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a San Diego home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

Nearby Homes for Sale in San Diego California

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