Santa Cruz County Land For Sale

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Search Santa Cruz County Land for sale on the MLS. View recent sales and find Land for sale in Santa Cruz County which allow for a 50% commission credit.

Santa Cruz County Real Estate Listings

Search Land for sale in Santa Cruz County through our MLS powered real estate search. Find and compare homes, condos, and land for sale in Santa Cruz County. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on land in Santa Cruz County, you’ll receive a 50% commission credit when you submit your offer online with OfferDash®.

Land For Sale in Santa Cruz County by City

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Hottest Land Listings in Santa Cruz County


Active
  • Located in Boulder Creek
  • MLS #: ML81986909
  • n/a Full bath
More details Listing by Paul Burrowes, David Lyng Real Estate

Active
  • Located in Ben Lomond
  • MLS #: OC24220333
  • n/a Full bath
More details Listing by Denis Hann, Denis Hann Realty

Active
  • Located in Watsonville
  • MLS #: ML81970067
  • n/a Full bath
More details Listing by Peter Eubank, Room Real Estate

Active
  • Located in Scotts Valley
  • MLS #: ML81987001
  • n/a Full bath
More details Listing by Farnad Fakoor, Milad Real Estate, Inc.

Active
  • Located in Davenport
  • MLS #: ML81970176
  • n/a Full bath
More details Listing by Maureen Rishi, Compass

Active
  • Located in Felton
  • MLS #: ML81913204
  • n/a Full bath
More details Listing by Fel Amistad, CENTURY 21 Real Estate Alliance

Active
  • Located in Davenport
  • MLS #: ML81977075
  • n/a Full bath
More details Listing by Roger Knapp, Christie's International Real Estate Sereno

Active
  • Located in Santa Cruz
  • MLS #: ML81965791
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Scotts Valley
  • MLS #: ML81965697
  • n/a Full bath
More details Listing by Justin McNabb, Keller Williams Realty Santa Cruz

Active
  • Located in Boulder Creek
  • MLS #: ML81947798
  • n/a Full bath
More details Listing by Russell Gross, Russell E. Gross Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81976632
  • n/a Full bath
More details Listing by Stephanie Sills, Compass

Active
  • Located in Santa Cruz
  • MLS #: ML81972397
  • n/a Full bath
More details Listing by Judy Brose, CENTURY 21 Real Estate Alliance

Active
  • Located in Watsonville
  • MLS #: ML81985193
  • n/a Full bath
More details Listing by Mick Pfaff, Sotheby's International Realty

Active
  • Located in Aptos
  • MLS #: ML81975677
  • n/a Full bath
More details Listing by Erik Barbic, Sherman & Boone Realtors

Active
  • Located in Santa Cruz
  • MLS #: ML81976194
  • n/a Full bath
More details Listing by Avil Soleiman, Compass

Active
  • Located in Boulder Creek
  • MLS #: ML81965317
  • n/a Full bath
More details Listing by Gordon Rudy, Schwarzbach Associates

Active
  • Located in Boulder Creek
  • MLS #: ML81984467
  • n/a Full bath
More details Listing by Sugaree Sands, Coldwell Banker Realty

Active
  • Located in Watsonville
  • MLS #: ML81984089
  • n/a Full bath
More details Listing by Steve Johnson, Compass

Active
  • Located in Aptos
  • MLS #: PI24178850
  • n/a Full bath
More details Listing by Mike Oliver, BHGRE Haven Properties

Active
  • Located in Boulder Creek
  • MLS #: ML81958560
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Santa Cruz
  • MLS #: ML81937926
  • n/a Full bath
More details Listing by Bill Franzosa, Compass

Active
  • Located in Soquel
  • MLS #: ML81982589
  • n/a Full bath
More details Listing by Paul Burrowes, David Lyng Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81955921
  • n/a Full bath
More details Listing by Phoebe Benet, eXp Realty of California Inc

Active
  • Located in Soquel
  • MLS #: ML81937608
  • n/a Full bath
More details Listing by Huve Rivas, Compass

Active
  • Located in Los Gatos
  • MLS #: ML81944702
  • n/a Full bath
More details Listing by Jess Garcia, Alegria Real Estate Associates inc

Active
  • Located in Santa Cruz
  • MLS #: ML81957963
  • n/a Full bath
More details Listing by Paul Zech, Coldwell Banker Realty

Active
  • Located in Boulder Creek
  • MLS #: ML81968293
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Los Gatos
  • MLS #: ML81975719
  • n/a Full bath
More details Listing by John Wunderlich, Wunderlich Realty

Active
  • Located in Boulder Creek
  • MLS #: ML81953340
  • n/a Full bath
More details Listing by John Galli, David Lyng Real Estate

Pending
  • Located in Santa Cruz
  • MLS #: ML81982545
  • n/a Full bath
More details Listing by Daniette West, Christie's International Real Estate Sereno

Active
  • Located in Santa Cruz
  • MLS #: ML81966476
  • n/a Full bath
More details Listing by Sandy Kaplan, Santa Cruz Properties

Active
  • Located in Boulder Creek
  • MLS #: ML81985969
  • n/a Full bath
More details Listing by Sandy Kaplan, Santa Cruz Properties

Active
  • Located in Aptos
  • MLS #: ML81985886
  • n/a Full bath
More details Listing by Paul Zech, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • MLS #: ML81985459
  • n/a Full bath
More details Listing by Sheila Feddema, Sherman & Boone Realtors

Active
  • Located in Felton
  • MLS #: ML81952327
  • n/a Full bath
More details Listing by Lila Veik, eXp Realty of California Inc

Active
  • Located in Boulder Creek
  • MLS #: ML81985696
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Scotts Valley
  • MLS #: ML81964012
  • n/a Full bath
More details Listing by Room Real Estate

Active
  • Located in Los Gatos
  • MLS #: ML81975097
  • n/a Full bath
More details Listing by Compass

Active
  • Located in Boulder Creek
  • MLS #: ML81963792
  • n/a Full bath
More details Listing by Room Real Estate

Active
  • Located in Watsonville
  • MLS #: ML81942204
  • n/a Full bath
More details Listing by Charles Allen, Keller Williams Realty Santa Cruz

Active
  • Located in Felton
  • MLS #: ML81963645
  • n/a Full bath
More details Listing by Kelley Trousdale, Century 21 Sandcastle Realty

Active
  • Located in Santa Cruz
  • MLS #: ML81963547
  • n/a Full bath
More details Listing by Ace Woods, Revest Homes, Inc.

Active
  • Located in Boulder Creek
  • MLS #: ML81973283
  • n/a Full bath
More details Listing by Deborah Donner, Donner Land & Homes, Inc.

Active
  • Located in Boulder Creek
  • MLS #: ML81963527
  • n/a Full bath
More details Listing by Alfred Younan, Metro Realty Pros

Active
  • Located in Soquel
  • MLS #: ML81977437
  • n/a Full bath
More details Listing by David Lyng Real Estate

Active
  • Located in Soquel
  • MLS #: ML81977430
  • n/a Full bath
More details Listing by David Lyng Real Estate

Active
  • Located in Watsonville
  • MLS #: ML81968664
  • n/a Full bath
More details Listing by Gerardo Cortes, Intero Real Estate Services

Active
  • Located in Los Gatos
  • MLS #: ML81936385
  • n/a Full bath
More details Listing by Christina Kokologiannakis, eXp Realty of California Inc

Active
  • Located in Ben Lomond
  • MLS #: ML81963164
  • n/a Full bath
More details Listing by Paul Cuccia, Coldwell Banker Realty

Active
  • Located in Boulder Creek
  • MLS #: ML81963142
  • n/a Full bath
More details Listing by Margaret Barr, Keller Williams Realty Santa Cruz

Active
  • Located in Boulder Creek
  • MLS #: ML81974713
  • n/a Full bath
More details Listing by Justin McNabb, Keller Williams Realty Santa Cruz

Active
  • Located in Corralitos
  • MLS #: ML81974679
  • n/a Full bath
More details Listing by Morgan Lyng, David Lyng Real Estate

Active
  • Located in Los Gatos
  • MLS #: ML81963088
  • n/a Full bath
More details Listing by Dorothy Coulter, Exit Realty Keystone

Active
  • Located in Boulder Creek
  • MLS #: ML81973757
  • n/a Full bath
More details Listing by Deborah Donner, Donner Land & Homes, Inc.

Active
  • Located in Boulder Creek
  • MLS #: ML81979851
  • n/a Full bath
More details Listing by Dylan Linde, Room Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81971175
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Los Gatos
  • MLS #: ML81979721
  • n/a Full bath
More details Listing by April Young, eXp Realty of California Inc

Active
  • Located in Santa Cruz
  • MLS #: ML81962423
  • n/a Full bath
More details Listing by Craig Barton, ERA Valley Wide Homes

Active
  • Located in Los Gatos
  • MLS #: ML81972832
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81903910
  • n/a Full bath
More details Listing by Russell Gross, Russell E. Gross Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81984498
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Los Gatos
  • MLS #: ML81983222
  • n/a Full bath
More details Listing by Room Real Estate

Active
  • Located in Scotts Valley
  • MLS #: ML81974044
  • n/a Full bath
More details Listing by Marjorie Vickner, David Lyng Real Estate

Active
  • Located in Felton
  • MLS #: ML81982049
  • n/a Full bath
More details Listing by Vic Morvay, eXp Realty of Northern California, Inc.

Active
  • Located in Watsonville
  • MLS #: ML81968276
  • n/a Full bath
More details Listing by Gerardo Cortes, Intero Real Estate Services

Active
  • Located in Watsonville
  • MLS #: ML81968286
  • n/a Full bath
More details Listing by Gerardo Cortes, Intero Real Estate Services

Active
  • Located in Boulder Creek
  • MLS #: ML81962266
  • n/a Full bath
More details Listing by Deborah Donner, Donner Land & Homes, Inc.

Active
  • Located in Boulder Creek
  • MLS #: ML81961846
  • n/a Full bath
More details Listing by Ted Bond, Donner Land & Homes, Inc.

Active
  • Located in Felton
  • MLS #: ML81977847
  • n/a Full bath
More details Listing by Pema Sinclair, Revest Homes, Inc.

Active
  • Located in Los Gatos
  • MLS #: ML81973265
  • n/a Full bath
More details Listing by Tiger Teerlink, Compass

Active
  • Located in Aptos
  • MLS #: ML81982053
  • n/a Full bath
More details Listing by Vic Morvay, eXp Realty of Northern California, Inc.

Active
  • Located in Boulder Creek
  • MLS #: ML81982935
  • n/a Full bath
More details Listing by Vic Morvay, eXp Realty of Northern California, Inc.

Active
  • Located in Felton
  • MLS #: ML81973211
  • n/a Full bath
More details Listing by Roberto Iniguez, Keller Williams Thrive

Active
  • Located in Santa Cruz
  • MLS #: FR24134581
  • n/a Full bath
More details Listing by David Kidder, ERA Valley Wide Homes

Active
  • Located in Capitola
  • MLS #: ML81955924
  • n/a Full bath
More details Listing by Jennifer Cosgrove, Intero Real Estate Services

Active
  • Located in Felton
  • MLS #: ML81961357
  • n/a Full bath
More details Listing by Ian Batra, Trajectory Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81973209
  • n/a Full bath
More details Listing by Bill Franzosa, Compass

Active
  • Located in Los Gatos
  • MLS #: ML81983649
  • n/a Full bath
More details Listing by Kim Oanh Pham, Real Estate Investment Experts, Inc.

Pending
  • Located in Santa Cruz
  • MLS #: ML81944779
  • n/a Full bath
More details Listing by Phoebe Benet, eXp Realty of California Inc

Active
  • Located in Los Gatos
  • MLS #: ML81978020
  • n/a Full bath
More details Listing by Hanh Quach, Intero Real Estate Services

Active
  • Located in Santa Cruz
  • MLS #: ML81983678
  • n/a Full bath
More details Listing by Tuscana Properties

Active
  • Located in Aptos
  • MLS #: ML81959138
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Santa Cruz
  • MLS #: ML81961104
  • n/a Full bath
More details Listing by Deborah Donner, Donner Land & Homes, Inc.

Active
  • Located in Boulder Creek
  • MLS #: ML81983582
  • n/a Full bath
More details Listing by Dani Scott, Anderson Christie, Inc.

Active
  • Located in Santa Cruz
  • MLS #: ML81961075
  • n/a Full bath
More details Listing by Maria Crespin, Omarshall, Inc

Active
  • Located in Boulder Creek
  • MLS #: ML81944581
  • n/a Full bath
More details Listing by Russell Gross, Russell E. Gross Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81944575
  • n/a Full bath
More details Listing by Russell Gross, Russell E. Gross Real Estate

Active
  • Located in Felton
  • MLS #: ML81982127
  • n/a Full bath
More details Listing by Heidi Hart, Michael Lussier, Broker

Active
  • Located in Watsonville
  • MLS #: ML81983152
  • n/a Full bath
More details Listing by Bryan Chambers, Bailey Properties

Active
  • Located in Aptos
  • MLS #: ML81972636
  • n/a Full bath
More details Listing by Kathleen Zech, Coldwell Banker Realty

Active
  • Located in Santa Cruz
  • MLS #: ML81983427
  • n/a Full bath
More details Listing by Spencer Hays, eXp Realty of California Inc

Active
  • Located in Ben Lomond
  • MLS #: ML81934381
  • n/a Full bath
More details Listing by Lila Veik, eXp Realty of California Inc

Active
  • Located in Mount Hermon
  • MLS #: ML81983328
  • n/a Full bath
More details Listing by Cari J Wade, David Lyng Real Estate

Active
  • Located in Los Gatos
  • MLS #: ML81922765
  • n/a Full bath
More details Listing by Christine Pini, David Lyng Real Estate

Active
  • Located in Watsonville
  • MLS #: ML81978278
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Santa Cruz
  • MLS #: ML81982901
  • n/a Full bath
More details Listing by Tuscana Properties

Active
  • Located in La Selva Beach
  • MLS #: ML81972117
  • n/a Full bath
More details Listing by Kasey Hinchman, David Lyng Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81960179
  • n/a Full bath
More details Listing by Logan Andren, eXp Realty of California Inc

Active
  • Located in Watsonville
  • MLS #: ML81954881
  • n/a Full bath
More details Listing by Roger Knapp, Christie's International Real Estate Sereno

Active
  • Located in Boulder Creek
  • MLS #: ML81959934
  • n/a Full bath
More details Listing by Ryder Spires, eXp Realty of California Inc

Active
  • Located in Ben Lomond
  • MLS #: ML81950387
  • n/a Full bath
More details Listing by Daniel Oster, Coldwell Banker Realty

Active
  • Located in Boulder Creek
  • MLS #: ML81966496
  • n/a Full bath
More details Listing by Jacqueline Van Metre, David Lyng Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81971904
  • n/a Full bath
More details Listing by Room Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81982081
  • n/a Full bath
More details Listing by Jeff Wickum, Epique Realty

Active
  • Located in Santa Cruz
  • MLS #: ML81971795
  • n/a Full bath
More details Listing by Mark Oliverez, eXp Realty of California Inc

Active
  • Located in Watsonville
  • MLS #: ML81959267
  • n/a Full bath
More details Listing by Roger Knapp, Christie's International Real Estate Sereno

Active
  • Located in Watsonville
  • MLS #: ML81959084
  • n/a Full bath
More details Listing by Witten Harris, Over the Moon Realty, Inc

Active
  • Located in Aptos
  • MLS #: ML81981827
  • n/a Full bath
More details Listing by Datta Khalsa, Main Street Realtors

Active
  • Located in Aptos
  • MLS #: ML81981825
  • n/a Full bath
More details Listing by Datta Khalsa, Main Street Realtors

Active
  • Located in Boulder Creek
  • MLS #: ML81979560
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Santa Cruz
  • MLS #: ML81922831
  • n/a Full bath
More details Listing by Bill Franzosa, Compass

Active
  • Located in Aptos
  • MLS #: ML81956474
  • n/a Full bath
More details Listing by Curt Abramson, Bailey Properties

Active
  • Located in Santa Cruz
  • MLS #: ML81980922
  • n/a Full bath
More details Listing by Frank Murphy Realty

Active
  • Located in Boulder Creek
  • MLS #: ML81970999
  • n/a Full bath
More details Listing by Heidi Hart, Michael Lussier, Broker

Active
  • Located in Aptos
  • MLS #: ML81969818
  • n/a Full bath
More details Listing by David Lyng Real Estate

Active
  • Located in Santa Cruz
  • MLS #: ML81958482
  • n/a Full bath
More details Listing by Peter Cook, Lighthouse Realty

Active
  • Located in Santa Cruz
  • MLS #: ML81958480
  • n/a Full bath
More details Listing by Peter Cook, Lighthouse Realty

Active
  • Located in Watsonville
  • MLS #: ML81930129
  • n/a Full bath
More details Listing by Brian Beck, John R. Motter Realty

Active
  • Located in Santa Cruz
  • MLS #: ML81930662
  • n/a Full bath
More details Listing by Bill Franzosa, Compass

Active
  • Located in Boulder Creek
  • MLS #: ML81957822
  • n/a Full bath
More details Listing by Gina Carling, David Lyng Real Estate

Active
  • Located in Soquel
  • MLS #: ML81966654
  • n/a Full bath
More details Listing by Darren Houser, Bailey Properties

Active
  • Located in Aptos
  • MLS #: ML81969819
  • n/a Full bath
More details Listing by David Lyng Real Estate

Active
  • Located in Watsonville
  • MLS #: ML81980330
  • n/a Full bath
More details Listing by Mary E. Surber, Compass

Active
  • Located in Santa Cruz
  • MLS #: ML81969783
  • n/a Full bath
More details Listing by Dena Levey, eXp Realty of California Inc

Active
  • Located in Boulder Creek
  • MLS #: ML81810757
  • n/a Full bath
More details Listing by Bill Franzosa, Compass

Active
  • Located in Los Gatos
  • MLS #: ML81968860
  • n/a Full bath
More details Listing by Kathleen Zech, Coldwell Banker Realty

Active
  • Located in Boulder Creek
  • MLS #: ML81968888
  • n/a Full bath
More details Listing by Fred Antaki, Main Street Realtors

Active
  • Located in Soquel
  • MLS #: ML81915203
  • n/a Full bath
More details Listing by Nick Marini, Marini & Locatelli Property Management

Active
  • Located in Boulder Creek
  • MLS #: ML81840910
  • n/a Full bath
More details Listing by Deborah Donner, Donner Land & Homes, Inc.

Active
  • Located in Los Gatos
  • MLS #: ML81918882
  • n/a Full bath
More details Listing by Victor Nemechek, Radius Agent Realty

Active
  • Located in Davenport
  • MLS #: ML81911718
  • n/a Full bath
More details Listing by Victor Nemechek, Radius Agent Realty

Active
  • Located in Aptos
  • MLS #: ML81979041
  • n/a Full bath
More details Listing by Teresa Marlow, Compass

Active
  • Located in Felton
  • MLS #: ML81940070
  • n/a Full bath
More details Listing by Sandy Hockman, Vista Properties Inc

Active
  • Located in Boulder Creek
  • MLS #: ML81978096
  • n/a Full bath
More details Listing by Gina Carling, David Lyng Real Estate

Active
  • Located in Boulder Creek
  • MLS #: ML81807489
  • n/a Full bath
More details Listing by Paul Lazaga, SLV Real Estate

Active
  • Located in Felton
  • MLS #: ML81948431
  • n/a Full bath
More details Listing by Paul Burrowes, David Lyng Real Estate

Active
  • Located in Watsonville
  • MLS #: ML81966789
  • n/a Full bath
More details Listing by Kathleen Zech, Coldwell Banker Realty

Active
  • Located in Watsonville
  • MLS #: ML81954812
  • n/a Full bath
More details Listing by Chris Ray, Christie's International Real Estate Sereno

Active
  • Located in Ben Lomond
  • MLS #: ML81966668
  • n/a Full bath
More details Listing by Diane Schmitz, Christie's International Real Estate Sereno

Active
  • Located in Watsonville
  • MLS #: ML81934217
  • n/a Full bath
More details Listing by Christie's International Real Estate Sereno

Active
  • Located in Soquel
  • MLS #: ML81921405
  • n/a Full bath
More details Listing by Janet Romanowski, David Lyng Real Estate

Active
  • Located in Corralitos
  • MLS #: ML81910744
  • n/a Full bath
More details Listing by Bill Franzosa, Thunderbird Real Estate

Active
  • Located in Los Gatos
  • MLS #: ML81929461
  • n/a Full bath
More details Listing by MaryBeth McLaughlin, Room Real Estate

Active
  • Located in Aptos
  • MLS #: ML81922096
  • n/a Full bath
More details Listing by Amy Jeske, Coldwell Banker Realty

Pending
  • Located in Aptos
  • MLS #: ML81912550
  • n/a Full bath
More details Listing by Nick Bailey, Bailey Properties

Pending
  • Located in Santa Cruz
  • MLS #: ML81909863
  • n/a Full bath
More details Listing by Debra Ann Demos, eXp Realty of California Inc

Pending
  • Located in Capitola
  • MLS #: ML81905809
  • n/a Full bath
More details Listing by Teresa Marlow, Monterey Bay Properties

Active
  • Located in Boulder Creek
  • MLS #: ML81903125
  • n/a Full bath
More details Listing by Dan Schwarzbach, Schwarzbach Associates

This information is believed to be accurate, but without any warranty.

Open Houses in Santa Cruz County

If you’re in the market for a piece of Land or just love staying current with what’s on the market, check out the list of Santa Cruz County open houses happening this weekend. We can help you plan a day to tour Land for sale that are having an open house. When browsing Land for sale in Santa Cruz County, just hit the save button and build your open house list of Land you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Land in Santa Cruz County

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the Santa Cruz County Land for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

Santa Cruz County Land Values

Determining your Santa Cruz County Land’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Land value, start a free instant home valuation.

Santa Cruz County Foreclosures

If you’re looking to purchase a Santa Cruz County Land for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the Santa Cruz County foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the Santa Cruz County MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

Santa Cruz County Short Sales

If a homeowner is having difficulty paying their mortgage and their Santa Cruz County Land value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their Santa Cruz County Land for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a Santa Cruz County Land for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

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