Welcome to this rare 3-story townhome in the heart of Bankers Hill, offering stunning views of San Diego Bay and year-round sunsets. At night, the glistening city lights stretch across the horizon, creating a captivating backdrop. Located in the exclusive Cypress Hills gated community, this home effortlessly combines style, privacy, and versatility. The open concept living area, with vaulted ceilings and plantation shutters, is perfect for entertaining. The upgraded kitchen flows seamlessly into the living space, making it ideal for both gatherings and quiet evenings. Each level features a bedroom with an en-suite bath, providing privacy and flexibility. The ground-floor bedroom, with its private entrance, is perfect for a roommate, home office, or guest suite. Per seller, there are no HOA interior architectural restrictions; you have the freedom to customize the space as needed. An attached two-car garage offers convenience and security, while the community provides peace and quiet with only one adjoining neighbor. Additional features include in-unit laundry and guest parking. Located just 5 minutes from downtown and the airport and within walking distance to Little Italy, Balboa Park, and local eateries, this home offers the best of urban living with the serenity of a gated community. Experience luxury and a prime location in one of San Diego’s most desirable neighborhoods. VA loans encouraged.