San Joaquin County Homes For Sale

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Search 19,687 San Joaquin County homes for sale on the MLS. View recent sales and find homes for sale in San Joaquin County which allow for a 50% commission credit.

San Joaquin County Real Estate Listings

Search homes for sale in San Joaquin County through our MLS powered real estate search. Find and compare homes, condos, and land for sale in San Joaquin County. Visit open houses or schedule a tour online with one of our partner agents. When you’re ready to make an offer on a San Joaquin County home, you’ll receive a 50% commission credit when you submit your offer online with OfferDash®.

Homes For Sale in San Joaquin County by City

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Hottest Real Estate Listings in San Joaquin County


Active
  • Located in Lathrop
  • Built in 2024
  • MLS #: ML81990821
  • 4 Bedrooms
  • 4 Baths
  • 2,617 SqFt
More details Listing by Jennifer Younathan, TRI Pointe Homes Bay Area

Active
  • Located in Manteca
  • Built in 2012
  • MLS #: ML81990816
  • 4 Bedrooms
  • 3 Baths
  • 1,995 SqFt
More details Listing by William Chen, Faithful

Active
  • Located in Tracy
  • Built in 2022
  • MLS #: ML81990638
  • 5 Bedrooms
  • 4 Baths
  • 3,914 SqFt
More details Listing by Srikar Palepu, RealEstatePro

Active
  • Located in Tracy
  • Built in 1981
  • MLS #: ML81989759
  • 3 Bedrooms
  • 2 Baths
  • 1,344 SqFt
More details Listing by Tam Thi Bang Nguyen, Sunrise Realty

Active
  • Located in Lathrop
  • Built in 2009
  • MLS #: ML81989831
  • 3 Bedrooms
  • 3 Baths
  • 1,729 SqFt
More details Listing by Srikar Palepu, RealEstatePro

Active
  • Located in Manteca
  • Built in 1953
  • MLS #: ML81989757
  • 3 Bedrooms
  • 2 Baths
  • 1,347 SqFt
More details Listing by Erich Campana, Intero Real Estate Services

Active
  • Located in Manteca
  • Built in 2013
  • MLS #: ML81989544
  • 3 Bedrooms
  • 2 Baths
  • 1,877 SqFt
More details Listing by Ken Lam, Ken Lam Realty Inc

Active
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81988372
  • 3 Bedrooms
  • 2 Baths
  • 2,028 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Mountain House
  • Built in 2004
  • MLS #: ML81987906
  • 4 Bedrooms
  • 3 Baths
  • 2,624 SqFt
More details Listing by Calvin Zheng, Goodview Financial & Real Estate

Active
  • Located in Mountain House
  • Built in 2015
  • MLS #: ML81985911
  • 4 Bedrooms
  • 3 Baths
  • 2,167 SqFt
More details Listing by Hatim M. Elmashni, Compass

Active
  • Located in Lathrop
  • Built in 2024
  • MLS #: ML81984372
  • 4 Bedrooms
  • 5 Baths
  • 2,923 SqFt
More details Listing by Jennifer Younathan, TRI Pointe Homes Bay Area

Active
  • Located in Manteca
  • Built in 2008
  • MLS #: ML81988957
  • 4 Bedrooms
  • 3 Baths
  • 2,708 SqFt
More details Listing by Angela Tan, Locke Connect Inc

Active
  • Located in Stockton
  • Built in 2017
  • MLS #: ML81983341
  • 4 Bedrooms
  • 3 Baths
  • 2,272 SqFt
More details Listing by Kim Hang Nguyen, Block Change Real Estate

Active
  • Located in Lathrop
  • Built in 2024
  • MLS #: ML81984365
  • 4 Bedrooms
  • 3 Baths
  • 2,373 SqFt
More details Listing by Jennifer Younathan, TRI Pointe Homes Bay Area

Active
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81983480
  • 4 Bedrooms
  • 2 Baths
  • 1,984 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Stockton
  • Built in 1980
  • MLS #: ML81984138
  • 3 Bedrooms
  • 2 Baths
  • 1,552 SqFt
More details Listing by Michael Angeles, Realty World Dominion

Active
  • Located in Manteca
  • Built in 2017
  • MLS #: MC25003721
  • 4 Bedrooms
  • 3 Baths
  • 2,706 SqFt
More details Listing by Ezequiel Carlos, Realty Executives Of Northern California

Active
  • Located in Stockton
  • Built in 1986
  • MLS #: ML81988088
  • 3 Bedrooms
  • 2 Baths
  • 1,589 SqFt
More details Listing by Starlette Gadomski-Sanchez, Remax Property Experts

Pending
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81988201
  • 4 Bedrooms
  • 3 Baths
  • 2,495 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Tracy
  • Built in 1979
  • MLS #: ML81990491
  • 3 Bedrooms
  • 2 Baths
  • 1,554 SqFt
More details Listing by Ivonne C. Valdes, Keller Williams Realty-Silicon Valley

Active
  • Located in Stockton
  • Built in 2002
  • MLS #: ML81981260
  • 4 Bedrooms
  • 4 Baths
  • 3,345 SqFt
More details Listing by Mila Lagoc, Altas Realty

Active
  • Located in Tracy
  • Built in 1980
  • MLS #: ML81989466
  • 3 Bedrooms
  • 2 Baths
  • 1,120 SqFt
More details Listing by Anna Huang, Ying Huang, Broker

Active
  • Located in Lathrop
  • Built in 2006
  • MLS #: ML81990948
  • 5 Bedrooms
  • 3 Baths
  • 3,178 SqFt
More details Listing by Vinson Trac, Vinson Trac, Broker

Active
  • Located in Stockton
  • Built in 1948
  • MLS #: ML81990839
  • 4 Bedrooms
  • 2 Baths
  • 2,127 SqFt
More details Listing by Marquise Murphy, Mpire Luxe Real Estate

Active
  • Located in Lockeford
  • Built in 1979
  • MLS #: ML81990820
  • 4 Bedrooms
  • 3 Baths
  • 2,908 SqFt
More details Listing by Jacqueline Erickson, Real Brokerage Technologies

Active
  • Located in Manteca
  • Built in 2004
  • MLS #: ML81990178
  • 4 Bedrooms
  • 3 Baths
  • 2,752 SqFt
More details Listing by Omar Paz, Intero Real Estate Services

Pending
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81988658
  • 5 Bedrooms
  • 3 Baths
  • 2,725 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Stockton
  • Built in 1927
  • MLS #: SR25011933
  • 2 Bedrooms
  • 1 Bath
  • 1,012 SqFt
More details Listing by Bryan Palomares, Skyhill Properties

Active
  • Located in Manteca
  • Built in 1989
  • MLS #: ML81983712
  • 4 Bedrooms
  • 3 Baths
  • 2,154 SqFt
More details Listing by Chantel Henson, Compass

Active
  • Located in Stockton
  • Built in 1928
  • MLS #: ML81988279
  • 6 Bedrooms
  • 5 Baths
  • 7,420 SqFt
More details Listing by Keith Vong, Intero Real Estate Services

Active
  • Located in Mountain House
  • Built in 2024
  • MLS #: ML81983695
  • 3 Bedrooms
  • 4 Baths
  • 1,777 SqFt
More details Listing by Gina Ray, Intero Real Estate Services

Active
  • Located in Manteca
  • Built in 2023
  • MLS #: ML81990260
  • 4 Bedrooms
  • 2 Baths
  • 1,910 SqFt
More details Listing by Monica Ramirez, BRG Realty

Pending
  • Located in Stockton
  • Built in 1963
  • MLS #: RS24244212
  • 4 Bedrooms
  • 2 Baths
  • 1,416 SqFt
More details Listing by Rene Nava, Amberwood Real Estate

Pending
  • Located in Stockton
  • Built in 1880
  • MLS #: ML81966756
  • 2 Bedrooms
  • 1 Bath
  • 908 SqFt
More details Listing by Lourdes Sandoval, Fireside Realty

Pending
  • Located in Stockton
  • Built in 1988
  • MLS #: ML81980342
  • 3 Bedrooms
  • 2 Baths
  • 1,094 SqFt
More details Listing by Fernando Po, Realty Dreamaker

Active
  • Located in Manteca
  • Built in 1985
  • MLS #: ML81964632
  • 3 Bedrooms
  • 2 Baths
  • 1,822 SqFt
More details Listing by Oliver Liggins, Caringhands Real Estate

Active
  • Located in Tracy
  • Built in 1999
  • MLS #: ML81989202
  • 4 Bedrooms
  • 3 Baths
  • 2,397 SqFt
More details Listing by Ellani Lyssa Nguyen, Alliance Bay Realty

Active
  • Located in Tracy
  • Built in 1948
  • MLS #: ML81985899
  • 2 Bedrooms
  • 1 Bath
  • 1,900 SqFt
More details Listing by Lilian Soleimani, Synoptic Real Estate Group

Pending
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81988198
  • 4 Bedrooms
  • 3 Baths
  • 2,996 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Lathrop
  • Built in 1990
  • MLS #: ML81984488
  • 4 Bedrooms
  • 3 Baths
  • 2,099 SqFt
More details Listing by Marietta Beldad, Premier Century Real Estate Services

Active
  • Located in Mountain House
  • Built in 2016
  • MLS #: ML81986033
  • 5 Bedrooms
  • 5 Baths
  • 3,562 SqFt
More details Listing by Andrew Tseng, Coldwell Banker Realty

Active
  • Located in Manteca
  • Built in 2016
  • MLS #: ML81985582
  • 4 Bedrooms
  • 2 Baths
  • 2,073 SqFt
More details Listing by Marife Ronquillo, Coldwell Banker Realty

Active
  • Located in Stockton
  • Built in 1972
  • MLS #: ML81985623
  • 2 Bedrooms
  • 1 Bath
  • 840 SqFt
More details Listing by Julie Nguyen, North Valley Realty Group

Pending
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81983509
  • 4 Bedrooms
  • 3 Baths
  • 2,465 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Pending
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81983449
  • 3 Bedrooms
  • 2 Baths
  • 1,510 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Lathrop
  • Built in 2006
  • MLS #: ML81964369
  • 4 Bedrooms
  • 3 Baths
  • 3,260 SqFt
More details Listing by Jonas Jiang, Aspire Homes

Active
  • Located in Manteca
  • Built in 2007
  • MLS #: FR24252963
  • 3 Bedrooms
  • 3 Baths
  • 1,482 SqFt
More details Listing by Greg Reitz, eXp Realty of California Inc

Pending
  • Located in Tracy
  • Built in 2022
  • MLS #: ML81989428
  • 3 Bedrooms
  • 3 Baths
  • 1,723 SqFt
More details Listing by Laura Vasquez, Compass

Pending
  • Located in Stockton
  • Built in 1940
  • MLS #: ML81967221
  • 3 Bedrooms
  • 1 Bath
  • 876 SqFt
More details Listing by Joel Diaz, eXp Realty of California Inc

Active
  • Located in Lodi
  • Built in 1983
  • MLS #: ML81989867
  • 2 Bedrooms
  • 1 Bath
  • 960 SqFt
More details Listing by Itzel Hernandez Nava, Intero Real Estate Services

Pending
  • Located in Lathrop
  • Built in 2024
  • MLS #: ML81986642
  • 4 Bedrooms
  • 3 Baths
  • 2,030 SqFt
More details Listing by Jennifer Younathan, TRI Pointe Homes Bay Area

Active
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81985950
  • 6 Bedrooms
  • 4 Baths
  • 3,551 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81988234
  • 4 Bedrooms
  • 4 Baths
  • 2,701 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Stockton
  • Built in 1947
  • MLS #: ML81989203
  • 8 Bedrooms
  • 8 Baths
  • 2,400 SqFt
More details Listing by Kevin Gioia, Beycome Brokerage Realty Inc.

Active
  • Located in Tracy
  • Built in 1996
  • MLS #: ML81988622
  • 3 Bedrooms
  • 2 Baths
  • 1,345 SqFt
More details Listing by Maria Duong, Fifty Hills Real Estate

Active
  • Located in Manteca
  • Built in 1980
  • MLS #: ML81971046
  • 3 Bedrooms
  • 2 Baths
  • 1,428 SqFt
More details Listing by Hugo De Hoyos, Intero Real Estate Services

Active
  • Located in French Camp
  • Built in 2004
  • MLS #: SR25002765
  • 7 Bedrooms
  • 6 Baths
  • 4,285 SqFt
More details Listing by Linda Mendoza Razo, Homesmart Evergreen Realty

Active
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81987006
  • 4 Bedrooms
  • 3 Baths
  • 2,465 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Pending
  • Located in Tracy
  • Built in 2000
  • MLS #: FR24247045
  • 4 Bedrooms
  • 3 Baths
  • 2,352 SqFt
More details Listing by Dan Phipps, Professional Realty Associates

Active
  • Located in Tracy
  • Built in 1990
  • MLS #: MC24252438
  • 3 Bedrooms
  • 2 Baths
  • 1,332 SqFt
More details Listing by Yesenia Othon, Exit Realty Consultants

Active
  • Located in Stockton
  • Built in 1952
  • MLS #: ML81988094
  • 3 Bedrooms
  • 1 Bath
  • 1,104 SqFt
More details Listing by An Nguyen, Pacificwide Real Estate & Mortgage

Active
  • Located in Stockton
  • Built in 1982
  • MLS #: ML81978485
  • 3 Bedrooms
  • 2 Baths
  • 1,040 SqFt
More details Listing by Ma Jobella Cabanting, Kinetic Real Estate

Active
  • Located in Stockton
  • Built in 1997
  • MLS #: ML81982492
  • 4 Bedrooms
  • 2 Baths
  • 1,836 SqFt
More details Listing by Guadalupe Rodriguez, Real Estate Experts

Active
  • Located in Stockton
  • Built in 1936
  • MLS #: ML81986086
  • 6 Bedrooms
  • 4 Baths
  • 2,131 SqFt
More details Listing by Alfred Chacon, AC Realty Inc.

Active
  • Located in Stockton
  • Built in 1913
  • MLS #: SC24232258
  • 2 Bedrooms
  • 1 Bath
  • 1,109 SqFt
More details Listing by Karla Salazar, Capitol Real Estate Group, Inc

Active
  • Located in Tracy
  • Built in 2003
  • MLS #: 24439521
  • 4 Bedrooms
  • 3 Baths
  • 3,121 SqFt
More details Listing by Lisa Doggans Farr Jago..., Wall Street Realty

Active
  • Located in Tracy
  • Built in 2024
  • MLS #: ML81978970
  • 4 Bedrooms
  • 3 Baths
  • 2,084 SqFt
More details Listing by Gina Ray, Intero Real Estate Services

Pending
  • Located in Tracy
  • Built in 2024
  • MLS #: ML81978964
  • 3 Bedrooms
  • 3 Baths
  • 1,777 SqFt
More details Listing by Gina Ray, Intero Real Estate Services

Pending
  • Located in Stockton
  • Built in 1974
  • MLS #: ML81985768
  • 3 Bedrooms
  • 2 Baths
  • 1,427 SqFt
More details Listing by Marquise Murphy, Mpire Luxe Real Estate

Active
  • Located in Manteca
  • Built in 1974
  • MLS #: ML81981837
  • 3 Bedrooms
  • 3 Baths
  • 1,335 SqFt
More details Listing by Guadalupe Quintanar, Fireside Realty

Active
  • Located in Lathrop
  • Built in 2022
  • MLS #: ML81981795
  • 3 Bedrooms
  • 3 Baths
  • 1,578 SqFt
More details Listing by Erika Carrasco, Intero Real Estate Services

Pending
  • Located in Stockton
  • Built in 1913
  • MLS #: ML81974939
  • 3 Bedrooms
  • 1 Bath
  • 1,337 SqFt
More details Listing by Orlando Duarte, Aspire Homes

Active
  • Located in Stockton
  • Built in 1935
  • MLS #: ML81988982
  • 3 Bedrooms
  • 2 Baths
  • 1,070 SqFt
More details Listing by Tommy Turner, eXp Realty of California Inc

Pending
  • Located in Stockton
  • Built in 1977
  • MLS #: IV24210487
  • 2 Bedrooms
  • 1 Bath
  • 1,028 SqFt
More details Listing by CARLOS MENDOZA, ALL STAR REAL ESTATE & LOANS

Active
  • Located in Manteca
  • Built in 1948
  • MLS #: ML81980849
  • 3 Bedrooms
  • 2 Baths
  • 1,076 SqFt
More details Listing by Michael Angeles, Realty World Dominion

Active
  • Located in Stockton
  • Built in 1979
  • MLS #: 240025952SD
  • 3 Bedrooms
  • 2 Baths
  • 2,193 SqFt
More details Listing by David Armenta, Ortiz Real Estate Services

Active
  • Located in Stockton
  • Built in 1955
  • MLS #: FR24236783
  • 4 Bedrooms
  • 2 Baths
  • 1,165 SqFt
More details Listing by Nico Gentile, Gentile Real Estate

Active
  • Located in Stockton
  • Built in 1982
  • MLS #: ML81984525
  • 5 Bedrooms
  • 3 Baths
  • 2,179 SqFt
More details Listing by Maria Cruz, Christie's International Real Estate Sereno

Pending
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81980664
  • 3 Bedrooms
  • 2 Baths
  • 1,765 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Ripon
  • Built in 1987
  • MLS #: NDP2408263
  • 3 Bedrooms
  • 3 Baths
  • 1,417 SqFt
More details Listing by Zachary Stipe, eXp Realty of Southern CA

Active
  • Located in Ripon
  • Built in 1990
  • MLS #: PW24247614
  • 4 Bedrooms
  • 2 Baths
  • 1,876 SqFt
More details Listing by Kaitlyn Dares, Home Saver Realty

Active
  • Located in Manteca
  • Built in 2022
  • MLS #: MC24182736
  • 3 Bedrooms
  • 3 Baths
  • 2,281 SqFt
More details Listing by Randy Hayer, Realty Executives Of Northern California

Active
  • Located in Stockton
  • Built in 1954
  • MLS #: ML81987971
  • 2 Bedrooms
  • 1 Bath
  • 836 SqFt
More details Listing by Martin Alvarez, Alvarez and Alvarez Realty

Active
  • Located in Stockton
  • Built in 1955
  • MLS #: ML81987886
  • 3 Bedrooms
  • 1 Bath
  • 968 SqFt
More details Listing by Adrian L Lopez, Vargestate Inc.

Active
  • Located in Stockton
  • Built in 1970
  • MLS #: ML81985039
  • 4 Bedrooms
  • 2 Baths
  • 1,265 SqFt
More details Listing by Emily Reyes, Alliance Bay Realty

Active
  • Located in Manteca
  • Built in 2002
  • MLS #: ML81977070
  • 4 Bedrooms
  • 5 Baths
  • 3,422 SqFt
More details Listing by Demetrick Caballero, eXp Realty of California Inc

Pending
  • Located in Manteca
  • Built in 2024
  • MLS #: ML81985956
  • 4 Bedrooms
  • 3 Baths
  • 2,701 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Stockton
  • Built in 1958
  • MLS #: ML81985007
  • 2 Bedrooms
  • 2 Baths
  • 1,185 SqFt
More details Listing by J. J. Loera, C. Harry Firestone, Jr., Broker

Active
  • Located in Outside Area (Inside Ca)
  • Built in 1967
  • MLS #: MD24222458
  • 3 Bedrooms
  • 2 Baths
  • 1,340 SqFt
More details Listing by Beau Miracle, Miracle Realty

Active
  • Located in Manteca
  • Built in 1957
  • MLS #: MC24206408
  • 2 Bedrooms
  • 1 Bath
  • 1,322 SqFt
More details Listing by Renee Ledbetter, Exit Realty Consultants

Active
  • Located in Lodi
  • Built in 1955
  • MLS #: SR24014815
  • 2 Bedrooms
  • 2 Baths
  • 1,743 SqFt
More details Listing by Bryan Palomares, Skyhill Properties

Pending
  • Located in Manteca
  • Built in 2023
  • MLS #: ML81970031
  • 6 Bedrooms
  • 4 Baths
  • 3,551 SqFt
More details Listing by Veronica Roberson, Taylor Morrison Services Inc

Active
  • Located in Stockton
  • Built in 1977
  • MLS #: SR24195907
  • 4 Bedrooms
  • 2 Baths
  • 1,293 SqFt
More details Listing by Bryan Palomares, Skyhill Properties

Active
  • Located in Stockton
  • Built in 1970
  • MLS #: SR24077539
  • 3 Bedrooms
  • 2 Baths
  • 1,503 SqFt
More details Listing by Bryan Palomares, Skyhill Properties

Active
  • Located in Stockton
  • Built in 1953
  • MLS #: SR24172312
  • 2 Bedrooms
  • 1 Bath
  • 672 SqFt
More details Listing by Bryan Palomares, Skyhill Properties

Active
  • Located in Lodi
  • Built in 1920
  • MLS #: OR23161581
  • 3 Bedrooms
  • 2 Baths
  • 6,890 SqFt
More details Listing by Marie Black, Table Mountain Realty, Inc.

This information is believed to be accurate, but without any warranty.

Open Houses in San Joaquin County

If you’re in the market for a new home or just love staying current with what’s on the market, check out the list of San Joaquin County open houses happening this weekend. We can help you plan a day to tour homes for sale that are having an open house. When browsing homes for sale in San Joaquin County, just hit the save button and build your open house list of homes you want to tour. If you’re not finding any open house options on a property you want to tour, our local Partner Agents can schedule a private tour for you.

Making an Offer to Buy a Home in San Joaquin County

We’ve automated the home buying and selling process in order to save thousands for buyers and sellers. Once you’ve found the San Joaquin County home for sale that you want to buy, just enter the address in our offer submission form and we’ll automatically draft a legal offer within minutes. In return, you’ll receive a 50% commission credit back for closing costs.

San Joaquin County Home Values

Determining your San Joaquin County home’s value is a 3 step process. A great way to begin is by checking your property value using our automated home valuation software. This free tool can help you determine what your home might sell for and even calculates estimated rental income it could generate by leasing out your property. To begin the process of determining your Homes value, start a free instant home valuation.

San Joaquin County Foreclosures

If you’re looking to purchase a San Joaquin County home for sale at a bargain price, foreclosures can often be a great opportunity for experienced investors. If a homeowner defaulted on their mortgage and is unable to pay off their debt before their home auction date, the property will revert back to the lender through the San Joaquin County foreclosure process. Once a home has been foreclosed on, it will either be sold off in bulk by the bank or listed with an agent who will add to the MLS. Prior to entering into the MLS, it is often only possible to purchase a foreclosure if you have cash. However, once the property comes on the market through the San Joaquin County MLS, there is typically preference within the first 2 weeks to FHA or other government-backed mortgages; if the prior loan foreclosed on was a government-backed mortgage.

San Joaquin County Short Sales

If a homeowner is having difficulty paying their mortgage and their San Joaquin County home value has gone down below their mortgage amount, they may be considering a short sale. When a seller lists their San Joaquin County home for sale as a short sale, they accept only one offer and submit it to their bank with a short sale package requesting mortgage debt relief. If their lender approves a short sale, they will inform the seller of the minimum net proceeds the bank will take in order to write off the sellers defaulted debt. It is often difficult to reduce the lenders’ short sale approval amount once the lender has made their decision. On loans with mortgage insurance, the lender’s losses are often covered by their insurance up to a certain amount. If a lender accepts a short sale they are likely to not receive a payout from their insurance, so knowing what coverage they have on a loan policy is key when requesting a short sale. If you’re interested in purchasing a San Joaquin County home for sale that is listed as a short sale, know that it can be a lengthy process. Those that wait can often get a better deal than a foreclosure; since the bank only reviews 1 offer versus a foreclosure which may have multiple bids. However, a short sale could take months where a foreclosure sale can be sold within days.

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